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1350 Riggle Rd, Saranac, MI, 48881

5beds
3baths
2,990sqft
$549,000
$184price/sqft
$3,770/moest. monthly cost
$150,800/yrincome needed

About This Home

Brand-new modern farmhouse living on 2.4 open acres of country quiet with room to breathe, wildlife to watch, and not a single detail left unfinished. Board and batten siding, black windows, and timber bracket accents give this place serious curb appeal. Step inside to LVP flooring throughout, solid surface kitchen and bath counters, a master suite with walk-in closet and bathroom, two more bedrooms with a full bath, open kitchen, pantry, dining room, main-floor laundry, mudroom, and a covered porch. Oversized 2+ car garage included. Downstairs doubles your space with a massive rec room, two more bedrooms, a full bath, and a root cellar. Saranac schools. No HOA.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

7/10
Saranac Elementary SchoolGrades PK-63.2 mi
7/10
Saranac Jr/Sr High SchoolGrades 7-123.2 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bathroom2

  • Level: Main
  • Area: 110
  • Dimensions: 10.00 x 11.00

Bathroom3

  • Level: Main
  • Area: 110
  • Dimensions: 10.00 x 11.00

Bedroom4

  • Level: Lower
  • Area: 100
  • Dimensions: 10.00 x 10.00

Bedroom5

  • Level: Lower
  • Area: 100
  • Dimensions: 10.00 x 10.00

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 3

Dining Area

  • Level: Main
  • Area: 132
  • Dimensions: 11.00 x 12.00

Features

  • Finished area below ground: 1,342

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,648
  • Total interior livable area: 2,990 sqft

Kitchen

  • Level: Main
  • Area: 195
  • Dimensions: 15.00 x 13.00

Laundry

  • Level: Main
  • Area: 54
  • Dimensions: 6.00 x 9.00

Living Room

  • Level: Main
  • Area: 192
  • Dimensions: 16.00 x 12.00

Master Bedroom

  • Level: Main
  • Area: 195
  • Dimensions: 15.00 x 13.00

Recreation

  • Level: Lower
  • Area: 817
  • Dimensions: 43.00 x 19.00

Property

Details

  • Parcel number: 3405103000002018
  • Zoning description: Rural Residenti

Features

  • Stories: 2

Lot

  • Lot size: 2.40 Acres
  • Lot size dimensions: 330 x 315

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Inland Flooding
Ice Storm
Tornado
Winter Weather

FEMA Declared Disasters in Ionia County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,776$33,312
Home Insurance *$211$2,532
Property Taxes $457$5,484
Electricity $326$3,913
Total$3,770$45,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,257/yr
40% on housing$113,100/yr
45% on housing$100,533/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 48881$208
Ionia County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 48881$192
Ionia County$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$548,900
2026-07-01Listed for sale$549,000

New Construction

AgentSteven Koleno
BrokerageBeycome Brokerage Realty LLC

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