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18557 Fillmore Cir NW, Elk River, MN, 55330

3beds
2baths
1,734sqft
$471,785
$272price/sqft
$3,179/moest. monthly cost
$127,160/yrincome needed

About This Home

This home is under construction and available for a November closing! Welcome to the Salerno—an elegant one-level Villa Collection home designed for comfort and style. The open-concept layout features a spacious great room with a striking gas fireplace, seamlessly connecting to the dining area and well-appointed kitchen—ideal for gatherings. Secondary bedrooms are situated at the front of the home, while the private owner’s suite is tucked away in the rear for a peaceful retreat. Completing the home is a spacious 3-car garage. Located in Bradford Park, residents enjoy access to Woodland Trails Regional Park, Lake Orono, and nearby shopping and dining in downtown Elk River—offering the perfect balance of tranquility and convenience.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

8/10
7/10
Salk Middle SchoolGrades 6-82.6 mi
8/10

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Age 8 Years or Less,Asphalt
  • Construction materials: Concrete,Frame

Other

  • Builder name: LENNAR

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Disposal,Humidifier,Range,Refrigerator,Stainless Steel Appliance(s),Tankless Water Heater
  • Laundry features: Gas Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Basement

  • Basement: None

Bedroom

  • Level: Main
  • Area: 195
  • Dimensions: 13x15

Bedroom2

  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Bedroom3

  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 130
  • Dimensions: 13x10

Family Room

  • Level: Main
  • Area: 221
  • Dimensions: 13x17

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,734

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,734
  • Total interior livable area: 1,734 sqft

Kitchen

  • Level: Main
  • Area: 168
  • Dimensions: 12x14

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: TBD
  • Zoning description: Residential-Single Family
  • Foundation area: 1734

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch

Lot

  • Lot size: 0.38 Acres
  • Features: Sod Included in Price
  • Lot size dimensions: TBD

Parking

  • Total spaces: 3
  • Parking features: Attached,Asphalt,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Winter Weather

FEMA Declared Disasters in Sherburne County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,385$28,620
Home Insurance *$251$3,012
Property Taxes $373$4,476
Electricity $170$2,050
Total$3,179$38,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,994/yr
40% on housing$95,370/yr
45% on housing$84,773/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$272This listing

vs Other Active Listings

Avg $/sqft

ZIP 55330$178
Sherburne County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 55330$187
Sherburne County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Listed for sale$471,785
2026-08-18Listing removed$471,785
2026-08-17Price change$471,785
2026-08-05Price change$459,990
2026-07-01Listed for sale$471,785

New Construction

AgentLennar Minnesota
BrokerageLennar Sales Corp

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