




3364 Main St #A, Stamping Ground, KY, 40379
About This Home
This is a mixed used building that's for sale for $284,000: entire building. The residential portion is the main floor back portion, which is best set up as a studio, and the top floor, which is unfinished but has been approved with Scott Co P/Z to be two residential units - blank slate. The front main portion of the building is zoned for commercial use. Ideal for an owner who would like to live and work in the same structure, or for an investor who'd like to lease the main floor for business and residential tenants separately or together, and finish out the top floor for additional residential income. This space could also be utilized for storage. Set up for as the ultimate in flexibility, with great visibility. The top can also be leased for $600, and the bottom for $1795. Description: Super opportunity to own a unique corner of Stamping Ground, Kentucky. Beautiful space that just FEELS good when you walk in. Gleaming hardwoods, shelving in front room, loads of natural light from large windows facing Main Street, making for a great storefront or business space. Building is zoned B3; a portion of the main level can be utilized for residential, while the front portion with windows facing Main Street is to be used for commercial/business. Large kitchen, bathrooms, dining area, offices ... Great way to live where you work! Upstairs with separate entry, there is unfinished space that is set to be turned into two residential units - apartments - that can be leased separately. Currently it's wide open and could also be leased for storage space for additional income. Schedule a showing with your realtor, have them reach out for details - there are numerous opportunities for income, personal business use, or private residential use. Buyer to verify all aspects of property including but not limited to square footage, use, and condition.
Getting Around
Schools
Construction
Materials
- Foundation: Stone
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Crawl Space,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Wood
- Finished area below ground: 0
- Finished area above ground: 1,500
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Heat Pump
Interior Area
- Total structure area: 1,500
- Total interior livable area: 1,500 sqft
Kitchen
- Level: First
Master Bedroom
- Level: First
Property
Details
- Parcel number: 03800110.000
Lot
- Lot size: 5,183 sqft
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Lightning
- Tornado
- Cold Wave
- Hail
- Inland Flooding
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,436 | $17,232 |
| Home Insurance * | $118 | $1,416 |
| Property Taxes | $146 | $1,752 |
| Electricity | $154 | $1,850 |
| Total | $1,854 | $22,248 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-01 | Listed for sale | $284,000 |
