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171 Ridgeway Dr, Starkville, MS, 39759

4beds
3baths
2,060sqft
$528,000
$256price/sqft
$3,503/moest. monthly cost
$140,120/yrincome needed

About This Home

Amazing new construction located in newest Westlake subdivision. This custom designed 4-bedroom 3-bath property is the builder's choice and has all the bells and whistles buyers are looking for, showcasing premium finishes throughout, a spacious, inviting floor plan, modern functionality with a crisp, clean design. This property has ''it all''! HOA maintains the lawn.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

4/10
Sudduth Elementary SchoolGrades PK-15.2 mi
6/10
7/10
Starkville High SchoolGrades 9-126.1 mi

Construction

Condition

  • Year built: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Disposal,Dishwasher,Cooking Unit

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Fireplace: Yes

Interior Area

  • Total structure area: 2,060
  • Total interior livable area: 2,060 sqft

Property

Details

  • Parcel number: 15827003

Features

  • Waterfront features: None

Lot

  • Lot size: 0.41 Acres
  • Lot size dimensions: 120 x 149 +/-

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Oktibbeha County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,669$32,028
Home Insurance *$339$4,068
Property Taxes $303$3,636
Electricity $192$2,304
Total$3,503$42,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,102/yr
40% on housing$105,090/yr
45% on housing$93,413/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$256This listing

vs Other Active Listings

Avg $/sqft

ZIP 39759$175
Oktibbeha County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 39759$171
Oktibbeha County$217

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Listed for sale$528,000

For Sale by Agent

AgentSHAREKA M JEFFERSON
BrokerageWEICHERT, REALTORS-INNOVATIONS (BOF)

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