4513 Granite Dr, Owensboro, KY, 42301
About This Home
Modern design and functional living come together at 4513 Granite Drive in Heatherstone. This brand-new Cumberland Craftsman floorplan offers a flexible two-story design with approximately 2,151 square feet, 4 bedrooms, 2 full baths, 1 half bath, and a 2-car garage. The open-concept main living area is filled with natural light and designed for both everyday living and entertaining. The kitchen features granite countertops, tile backsplash, stainless steel appliances, gas range, island, and a spacious layout overlooking the dining and family room areas. Also featuring an upstairs loft, the versatile floor plan provides room to grow, work, or relax. This home is located only steps away from the community walking path, making morning or evening strolls convenient! Energy-efficient construction and modern finishes throughout make this move-in-ready home an excellent opportunity in one of Owensboro’s growing communities. FOR A LIMITED TIME: Check out this *Move-In Ready Home Special...5.25% fixed interest rate (5.521% APR) on FHA, VA, or USDA mortgages. *Jagoe Homes will pay up to $2,500.00towards closing costs. *Other restrictions apply, see website for more details. https://jagoehomes.com/affordable-new-homes/
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Slab
- Roof: Dimensional
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range,Refrigerator,Tankless Water Heater
- Laundry features: W/D Hookup
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Features: Dining Area
Features
- Granite,Walk-In Closet(s),Walk-in Shower,Warranty Program
- Flooring: Carpet,Tile,Laminate
- Fireplace features: None
- Attic: Access Only
- Finished area below ground: 0
- Finished area above ground: 2,151
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Electric
Interior Area
- Total structure area: 2,151
- Total interior livable area: 2,151 sqft
Kitchen
- Features: Kitchen Island
Property
Features
- Levels: Two
- Stories: 2
- Patio & porch: Patio,Front Porch
Lot
- Lot size: 5,619 sqft
- Features: Level,Landscaped
- Lot size dimensions: .129 acre
Parking
- Total spaces: 2
- Parking features: Attached,Concrete
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Strong Wind
- Tornado
- Winter Weather
- Earthquake
- Hail
- Heat Wave
- Lightning
- Cold Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,849 | $22,188 |
| Home Insurance * | $246 | $2,952 |
| Property Taxes | $246 | $2,952 |
| Electricity | $169 | $2,038 |
| Total | $2,510 | $30,120 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-01 | Listed for sale | $365,800 |
View on Zillow