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81 Alder Ln, Winfield, WV, 25213

3beds
2baths
1,280sqft
$85,000
$66price/sqft
$678/moest. monthly cost
$27,120/yrincome needed

About This Home

Spacious 3-Bed, 2-Bath with Amazing Master Shower in Winfield Village! (Sold As-Is) Welcome to your next home! This well-maintained 16x80 mobile home offers a fantastic, spacious layout with 3 bedrooms and 2 full bathrooms, perfectly nestled in the desirable Winfield Mobile Home Village. The absolute highlight of this home is the incredible master bathroom—featuring a gorgeous, oversized showcase shower that feels like a private spa retreat. Property Condition & Disclosure (Sold As-Is): We believe in 100% transparency. The home is being sold As-Is, and there is only one known minor issue: a few years ago, we noticed a soft spot in the kitchen floor. It was immediately reinforced from underneath. We recently crawled back under to double-check it before listing, and the reinforcement is as solid and sturdy as day one. While you can still feel a slight dip in that spot, it is completely secure, structurally sound, and hasn't given us a single problem since! With plenty of square footage, great natural light, and a fantastic community, this home is ready for its next owners. LOCATED IN WINFIELD MOBILE HOME VILLAGE LOT RENT IS 275$/month or can be moved if you want!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10

Construction

Condition

  • Year built: 2021

Type & Style

  • Home type: MobileManufactured

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total interior livable area: 1,280 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Lightning
Hail
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $429$5,148
Home Insurance *$27$324
Property Taxes $41$492
Electricity $181$2,178
Total$678$8,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$23,245/yr
40% on housing$20,340/yr
45% on housing$18,080/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$66This listing

vs Other Active Listings

Avg $/sqft

ZIP 25213$183
Putnam County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 25213$165
Putnam County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-01Listed for sale$85,000

For Sale by Owner

AgentBrittany Davis

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