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128 Hacker St, Kane, PA, 16735

2beds
2baths
1,398sqft
$138,500
$99price/sqft
$1,158/moest. monthly cost
$46,320/yrincome needed

About This Home

This 2-bedroom, 2-bathroom home sits on a total of 0.74 acres. The property includes a detached 2-car garage, plus an additional wooded .55-acre lot—perfect for privacy, recreation, or future possibilities. Inside, the oak kitchen provides abundant cabinet space along with a refrigerator, electric range/oven, built-in dishwasher, and a breakfast bar with stools perfect for morning coffee. The first floor features a kitchen, dining area, living room, an extra flex room, and a full bathroom. Upstairs, you’ll find two bedrooms, a heated sunroom, and another full bathroom. All furnishings and contents convey with the property. The home is conveniently located near a local convenience store and bank, offering everyday convenience in a peaceful setting.

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

6/10
Kane Area El SchoolGrades K-50.7 mi
5/10
Kane Area Middle SchoolGrades 6-80.7 mi
5/10
Kane Area High SchoolGrades 9-120.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1930

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Gas Water Heater,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom1

  • Level: Second
  • Dimensions: 14.00 x 10.00

Bedroom2

  • Level: Second
  • Dimensions: 14.00 x 11.00

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 11.00 x 9.00

Features

  • Breakfast Bar,Eat-in Kitchen,Window Treatments
  • Window features: Drapes
  • Flooring: Carpet,Hardwood,Varies,Vinyl

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 1,398
  • Total interior livable area: 1,398 sqft

Kitchen

  • Level: First
  • Dimensions: 12.00 x 14.00

Living Room

  • Level: First
  • Dimensions: 14.00 x 13.00

Other

  • Level: First
  • Dimensions: 11.00 x 11.00

Other

  • Level: Second
  • Dimensions: 14.00 x 11.00

Property

Details

  • Parcel number: 10,002.50300
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Open,Porch
  • Exterior features: Gravel Driveway

Lot

  • Lot size: 0.74 Acres
  • Features: Rectangular,Rectangular Lot,Residential Lot

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $700$8,400
Home Insurance *$104$1,248
Property Taxes $130$1,560
Electricity $224$2,692
Total$1,158$13,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,702/yr
40% on housing$34,740/yr
45% on housing$30,880/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$99This listing

vs Other Active Listings

Avg $/sqft

ZIP 16735$65
McKean County$86

vs Homes Sold Last Month

Median $/sqft

ZIP 16735$88
McKean County$78

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-29Listed for sale$138,500

For Sale by Agent

AgentDebra Rolick
BrokerageHoward Hanna Professionals - Kane

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