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75 Pelican Point #75-P, Watsonville, CA, 95076

2beds
2baths
1,046sqft
$980,000
$937price/sqft
$6,044/moest. monthly cost
$241,760/yrincome needed

About This Home

A Perfect Beach Vacation Home ! Overlooking the Pajaro River and Bay stretching all the way to Monterey. Privacy and enchanting views await the lucky new owner of this single level, 2-bedroom, 2 bath. The master bedroom has private views of the river and ocean beyond. Large deck to enjoy the morning sunrise and just steps to the beach path. Enjoy tennis, pickleball and miles of sandy beach. Centrally located half way between Santa Cruz and Monterey.

Getting Around

2
WalkingCar-Dependent
0
TransitNo Nearby Transit
26
BikeSomewhat Bikeable

Schools

2/10
2/10
4/10
Watsonville High SchoolGrades 9-125.2 mi

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Pillar/Post/Pier,Piling
  • Roof: Elastomeric, Other

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: BreakfastBar, DiningArea

Family Room

  • Features: NoFamilyRoom

Features

  • Number of fireplaces: 1
  • Fireplace features: Living Room,Other

Heating & Cooling

  • Heating features: Electric,Individual Room Controls,Other
  • Cooling features: None

Interior Area

  • Total structure area: 1,046
  • Total interior livable area: 1,046 sqft

Property

Details

  • Parcel number: 05234503000
  • Zoning: SU
  • Special condition: Standard

Parking

  • Parking features: Common,Guest

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtVery High
  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Drought
Earthquake
Inland Flooding
Heat Wave
Landslide
Wildfire

FEMA Declared Disasters in Santa Cruz County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,955$59,460
Home Insurance *$201$2,412
Property Taxes $490$5,880
Electricity $398$4,786
Total$6,044$72,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$207,222/yr
40% on housing$181,320/yr
45% on housing$161,173/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$937This listing

vs Other Active Listings

Avg $/sqft

ZIP 95076$489
Santa Cruz County$620

vs Homes Sold Last Month

Median $/sqft

ZIP 95076$576
Santa Cruz County$663

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Price change$990,000
2026-07-26Price change$980,000
2026-05-22Price change$1,030,000
2026-04-15Listed for sale$1,050,000

For Sale by Agent

AgentRichard Seadler
BrokeragePajaro Dunes

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