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1219 Navy Blvd #80, Panama City, FL, 32408

1beds
2baths
756sqft
$204,900
$271price/sqft
$1,615/moest. monthly cost
$64,600/yrincome needed

About This Home

Welcome home to this move-in-ready 1-bedroom, 2-bath, 756 sq. ft. residence in Emerald Pointe Resort--a cozy beach retreat in one of Panama City Beach's most desirable communities. The home features a spacious living room, dining area, large primary bedroom, ensuite bath with walk-in shower, screened-in lanai with storage, and a flexible second living area that can be closed off for overnight guests. The laundry room fits a full-size washer and dryer, and the lot provides extra space for future expansion. Recent updates include fresh interior paint, new carpet, a 2023 roof, and a 2017 HVAC system. Emerald Pointe Resort is a gated community on the quiet East end of Panama City Beach, near popular restaurants, shopping, and beaches known for their sugar-white sand and emerald-green waters. Amenities feature a spacious clubhouse, fitness center, shared library, two pools (one heated seasonally), hot tub, lake with boardwalk, and shuffleboard court. The HOA fee covers water, sewer, garbage, Wi-Fi, and lawn care. Don't let this incredible property slip through your fingers! Schedule a tour today and see for yourself what this amazing property has to offer. Please note: All information is approximate and should be verified by the buyer if important.

Getting Around

28
WalkingCar-Dependent
20
TransitMinimal Transit
62
BikeBikeable

Schools

9/10
7/10
Surfside Middle SchoolGrades PK-125.9 mi
4/10
J.R. Arnold High SchoolGrades 9-123.8 mi

Construction

Condition

  • Year built: 2004

Materials

  • Roof: Composition,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Mobile Home
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Dimensions: 13.25 x 11.42

Features

  • Shower Only,Storage

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 756
  • Total interior livable area: 756 sqft

Kitchen

  • Level: First
  • Dimensions: 12.5 x 11.08

Laundry

  • Level: First
  • Dimensions: 5.42 x 2.75

Living Room

  • Level: First
  • Dimensions: 20.5 x 1,183

Other

  • Level: First
  • Dimensions: 4.42 x 5.75

Other

  • Level: First
  • Dimensions: 5.08 x 5.75

Other

  • Level: First
  • Dimensions: 18.33 x 9.42

Patio

  • Level: First
  • Dimensions: 5.58 x 13.17

Screened Porch

  • Level: First
  • Dimensions: 11.83 x 8.58

Storage Room

  • Level: First
  • Dimensions: 6.42 x 4.25

Property

Details

  • Parcel number: 30159180000
  • Special condition: Listed As-Is

Features

  • Pool features: Fenced,Gunite,Electric Heat,In Ground,Community
  • Patio & porch: Open,Porch,Screened
  • Exterior features: Porch
  • Spa features: Community

Lot

  • Lot size: 3,049 sqft
  • Features: Paved
  • Lot size dimensions: 80 x 40

Parking

  • Total spaces: 2
  • Parking features: Paved
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,036$12,432
Home Insurance *$282$3,384
Property Taxes $100$1,200
Electricity $197$2,366
Total$1,615$19,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,371/yr
40% on housing$48,450/yr
45% on housing$43,066/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$271This listing

vs Other Active Listings

Avg $/sqft

ZIP 32408$234
Bay County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 32408$299
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$199,900
2026-07-22Price change$204,900
2026-07-01Listed for sale$209,900

For Sale by Agent

AgentLaina Dillman
BrokerageLifes A Beach Real Estate, LLC

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