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851 County Road 455, Taylor, TX, 76574

3beds
2baths
1,846sqft
$450,000
$244price/sqft
$3,346/moest. monthly cost
$133,840/yrincome needed

About This Home

Full of charm and ready to work as hard as you do. This classic 1946 farmhouse sits on 10 acres and delivers 1,846 SF of living space with 3 bedrooms and 2 bathrooms — a comfortable, character-rich home with the bones and infrastructure to support a primary residence or income-producing rental. The layout balances vintage appeal with everyday functionality, highlighted by a spacious converted primary suite featuring a private en-suite bath and dedicated laundry area. Outside, the property is equipped for serious use: multiple outbuildings include an equipment barn and functional shop spaces, plus a 50-amp RV hookup for added versatility. Whether you're looking to put down roots, generate rental income, or run a working homestead, this property delivers the space, infrastructure, and character to make it happen. Sellers are highly motivated and open to discussing flexible pricing, terms, and custom division options to fit your goals.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

5/10
3/10
Taylor Middle SchoolGrades 6-87.3 mi
3/10
Taylor High SchoolGrades 9-125.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1946

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Free-Standing Gas Range,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s),Laminate Counters,Electric Dryer Hookup,Eat-in Kitchen,No Interior Steps,Pantry,Washer Hookup
  • Window features: Blinds
  • Flooring: Carpet,Vinyl,Wood

Heating & Cooling

  • Heating features: Central,Propane,Space Heater
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,846 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 855countyroad455
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Front Porch,Patio
  • Exterior features: Exterior Steps,Private Yard
  • Fencing: Cross Fenced, Livestock
  • Has view: Yes
  • View description: Rural
  • Waterfront features: None

Lot

  • Lot size: 10 Acres
  • Features: Back Yard,Cleared,Farm,Front Yard,Level

Parking

  • Parking features: Driveway,Open,Outside

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Drought
Hail
Tornado
Winter Weather
Heat Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$271$3,252
Property Taxes $562$6,744
Electricity $238$2,859
Total$3,346$40,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,720/yr
40% on housing$100,380/yr
45% on housing$89,226/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$244This listing

vs Other Active Listings

Avg $/sqft

ZIP 76574$1,516
Williamson County$319

vs Homes Sold Last Month

Median $/sqft

ZIP 76574$165
Williamson County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$450,000
2026-07-01Listed for sale$475,000

For Sale by Agent

AgentChris Watters
BrokerageWatters International Realty

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