See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

63 River Road, Underhill, VT, 05489

3beds
1baths
1,944sqft
$399,000
$205price/sqft
$2,814/moest. monthly cost
$112,560/yrincome needed

About This Home

Opportunity awaits at this charming Vermont farmhouse set on approximately 2 private acres in a scenic Underhill location with beautiful mountain views. Whether you're searching for an affordable move-in-ready home you can enjoy immediately or the perfect property to renovate and make your own, 63 River Road offers exceptional potential. The spacious layout features over 1,900 square feet with three bedrooms, large gathering spaces, and a welcoming country kitchen with large walk-in pantry, abundant cabinetry, generous counter space, and room for casual dining. A covered front porch provides the perfect spot to relax and take in the surrounding landscape, while exposed beams, hardwood floors, built-ins, and a classic brick hearth add warmth and character throughout. Flexible living areas create space for entertaining, hobbies, a home office, or multi-generational living. Outside, the detached outbuilding offers additional storage or workshop possibilities, and the open yard provides room for gardens, recreation, or simply enjoying the peaceful setting. The home has been refreshed enough to make it a comfortable turnkey option while still presenting an outstanding opportunity for cosmetic updates that can build instant equity. Walking distance to 2 grocery stores, elementary schools, library, dance studio, post office and the Mills Riverside Park (walking trails, weekly farmer’s market and concerts). Bring your ideas and transform this well-loved property into the Vermont home you've always envisioned. Conveniently located just minutes from Underhill State Park, hiking trails, and an easy commute to Essex, Jericho, Burlington, and Smugglers' Notch, this property combines small-town charm, natural beauty, and convenience. If you've been waiting for a home with solid bones, inspiring views, and endless possibilities, this is the canvas you've been looking for.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

9/10
10/10
Mt. Mansfield Usd #17Grades 9-122.7 mi

Construction

Condition

  • Year built: 1835

Materials

  • Foundation: Stone
  • Roof: Metal
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Refrigerator
  • Laundry features: Laundry Hook-ups

Basement

  • Has basement: Yes
  • Basement: Unfinished,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Dining Area,Kitchen/Dining,Living/Dining,Walk-in Pantry
  • Flooring: Hardwood,Laminate,Tile,Vinyl
  • Fireplace features: Wood Stove Hook-up
  • Finished area below ground: 0
  • Finished area above ground: 1,944

Heating & Cooling

  • Heating features: Oil,Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 2,744
  • Total interior livable area: 1,944 sqft

Property

Details

  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered Porch
  • Exterior features: Garden,Natural Shade,Shed,Storage
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 2 Acres
  • Features: Country Setting

Parking

  • Parking features: Crushed Stone

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Inland Flooding
Ice Storm
Landslide
Strong Wind

FEMA Declared Disasters Across Vermont Counties

Flood
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance $65$780
Property Taxes $478$5,736
Electricity $254$3,053
Total$2,814$33,768

Income You'd Need if You Spent...

35% on housing$96,480/yr
40% on housing$84,420/yr
45% on housing$75,040/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 7.6%
7.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$205This listing

vs Other Active Listings

Avg $/sqft

ZIP 05489$267
Chittenden County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 05489$211
Chittenden County$270

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Listed for sale$399,000

For Sale by Agent

AgentRobert Foley
BrokerageFlat Fee Real Estate

Similar Homes