3442 Gap Rd, Knoxville, TN, 37921
About This Home
New construction. No HOA. And a financing opportunity that could make homeownership more accessible than you thought. 100% FINANCING AVAILABLE + NO PMI for qualified buyers! 3442 Gap Rd qualifies for Bank of Tennessee's Community Advantage financing program, giving eligible buyers an opportunity to purchase this brand-new Knoxville home with 100% financing and just a $500 minimum buyer investment. Ask for program details! Welcome home to 4 bedrooms, 2 full baths and 1,619 square feet of thoughtfully designed, site-built new construction on a .25-acre lot with NO HOA. Inside, the open-concept floor plan features light and airy finishes, subtle sage green accents, a spacious kitchen with large island, and plenty of room for everyday living and entertaining. The private primary suite features a dual vanity, walk-in closet and custom tiled walk-in shower. Step outside to enjoy the covered front porch, rear deck and views toward the foothills of the Great Smoky Mountains. Convenient access to I-640 puts Downtown Knoxville, North Knoxville, Powell and West Knoxville within easy reach.
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2026
Materials
- Construction materials: Vinyl Siding,Shingle Siding,Block,Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Microwave,Range
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Walk-In Closet(s),Kitchen Island,Pantry,Breakfast Bar,Eat-in Kitchen
- Window features: Windows - Vinyl
- Fireplace features: None
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 1,619
- Total interior livable area: 1,619 sqft
Property
Details
- Parcel number: 081IS02801
Features
- Has view: Yes
- View description: Mountain(s)
Lot
- Lot size: 0.25 Acres
- Features: Level
Parking
- Parking features: Off Street,Designated Parking,Main Level
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Tornado
- Winter Weather
- Cold Wave
- Earthquake
- Ice Storm
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,769 | $21,228 |
| Home Insurance | $149 | $1,788 |
| Property Taxes | $128 | $1,536 |
| Electricity | $175 | $2,103 |
| Total | $2,221 | $26,652 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-28 | Price change | $349,900 |
| 2026-07-05 | Listed for sale | $359,900 |
View on Zillow