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45 Lincoln Trl, Berkeley Springs, WV, 25411

2beds
2baths
1,600sqft
$530,000
$331price/sqft
$3,249/moest. monthly cost
$129,960/yrincome needed

About This Home

NEW MOUNTAIN CHALET! Built to very high standards and waiting for your approval, there will be no disappointments here! Enter the door into the Great Room and be greeted with high cathedral pine ceilings, stunning fixtures, beautiful stone work that centers the wood burning stove within the breathtaking window wall. The kitchen area has granite counters, custom hickory cabinetry that was built by local craftsmen. The main floor bedroom is spacious and takes advantage of the perfectly designed luxury bath with jetted soaking tub, double walk-in shower, granite vanity tops. With the laundry on the main floor this home is built for conveinance. The upper level takes in the grand feel of the open space but offers a private large bedroom with a fully appointed private bath and your own personal balcony. The covered decks will offer years of enjoyment, with the front deck taking in the mountain view and offering protection from the rain and snow, giving a Lodge look and feel. This is an option that is extremely rare within our area. The foundation of this home is a full walkout design, constructed with the Superior Wall System, and is already pumbed for a third bath and layed out for an additional bedroom and family game / rec room, for you to consider completing later. Add all this to a great location, within 15 minutes of Berkeley Springs and not far from I-70 and the Potomac River, making this one property you cant afford to miss, so make that appointment today!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
8/10

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Permanent,Concrete Perimeter
  • Roof: Metal
  • Construction materials: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Chalet
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Oven/Range - Electric,Refrigerator,Dishwasher,Washer/Dryer Stacked,Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Features: Basement - Unfinished
  • Level: Lower
  • Area: 1120
  • Dimensions: 28 X 40

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Full,Concrete,Rough Bath Plumb,Walk-Out Access,Unfinished

Bathroom1

  • Features: Bathroom - Walk-In Shower,Bathroom - Jetted Tub,Granite Counters,Double Sink,Flooring - Ceramic Tile
  • Level: Main
  • Area: 143
  • Dimensions: 11 X 13

Bathroom2

  • Features: Bathroom - Walk-In Shower,Granite Counters,Flooring - Ceramic Tile
  • Level: Upper
  • Area: 56
  • Dimensions: 8 X 7

Bedroom1

  • Features: Flooring - Carpet,Walk-In Closet(s)
  • Level: Main
  • Area: 168
  • Dimensions: 14 X 12

Bedroom2

  • Features: Walk-In Closet(s),Flooring - Carpet,Balcony Access,Attached Bathroom
  • Level: Upper
  • Area: 182
  • Dimensions: 13 X 14

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Cathedral Ceiling(s),Wood Ceilings
  • Door features: Insulated
  • Window features: Insulated Windows
  • Flooring: Laminate,Carpet,Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 1,600

Great Room

  • Features: Cathedral/Vaulted Ceiling,Ceiling Fan(s),Flooring - Laminate Plank,Wood Stove,Lighting - Ceiling
  • Level: Main
  • Area: 567
  • Dimensions: 27 X 21

Heating & Cooling

  • Heating features: Heat Pump,Wood Stove,Electric,Wood
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,720
  • Total interior livable area: 1,600 sqft

Kitchen

  • Features: Granite Counters,Kitchen Island
  • Level: Main
  • Area: 132
  • Dimensions: 11 X 12

Laundry

  • Level: Main

Sitting Room

  • Level: Upper
  • Area: 36
  • Dimensions: 4 X 9

Property

Accessibility

  • Accessibility features: Accessible Entrance

Details

  • Parcel number: NO TAX RECORD
  • Zoning: N/A
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None
  • Has view: Yes
  • View description: Valley,Trees/Woods

Lot

  • Lot size: 2.79 Acres

Parking

  • Total spaces: 5
  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Inland Flooding
Drought
Heat Wave
Landslide
Lightning
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,679$32,148
Home Insurance *$213$2,556
Property Taxes $176$2,112
Electricity $181$2,178
Total$3,249$38,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,394/yr
40% on housing$97,470/yr
45% on housing$86,640/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: -4.7%
-4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$331This listing

vs Other Active Listings

Avg $/sqft

ZIP 25411$176
Morgan County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 25411$184
Morgan County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Contingent$530,000
2026-07-01Listed for sale$530,000

New Construction

AgentRick Kucharski
BrokerageColdwell Banker Premier

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