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4421-23 Hamilton Ave, Saint Louis, MO, 63120

2beds
2baths
1,176sqft
$57,000
$48price/sqft
$888/moest. monthly cost
$35,520/yrincome needed

About This Home

Investor opportunity! This duplex offers strong value-add potential with one unit featuring updates including luxury vinyl plank flooring, fresh neutral paint, an updated kitchen with white cabinetry and dark countertops, and a refreshed bathroom. The second unit is ready for renovation, providing the opportunity to increase rents and build equity. Ideal for an investor looking to house hack, add to a rental portfolio, or complete a light-to-moderate rehab project. Property is being sold as-is. Bring your vision and unlock the income potential of this duplex!

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

5/10
1/10
Normandy High SchoolGrades 9-121.9 mi
--

Construction

Condition

  • Year built: 1924

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Ranch
  • Property subType: Multi Family

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2

Cooling

  • Cooling features: Central Air

Features

  • Finished area above ground: 1,176

Interior Area

  • Total structure area: 1,176
  • Total interior livable area: 1,176 sqft

Property

Details

  • Parcel number: 15G511255
  • Special condition: Listing As Is

Lot

  • Lot size: 6,250 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Hail
    HailRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Hail
Cold Wave
Earthquake
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $288$3,456
Home Insurance *$405$4,860
Property Taxes $54$648
Electricity $141$1,693
Total$888$10,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$30,445/yr
40% on housing$26,640/yr
45% on housing$23,680/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$48This listing

vs Other Active Listings

Avg $/sqft

ZIP 63120$26
St. Louis County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63120$33
St. Louis County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-01Listed for sale$57,000

For Sale by Agent

AgentAnthony J Schreiber
BrokerageEXP Realty, LLC

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