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11 Humphreys Vlg, Merkel, TX, 79536

5beds
3baths
1,804sqft
$282,990
$157price/sqft
$2,303/moest. monthly cost
$92,120/yrincome needed

About This Home

MLS# 21319026 - Built by NHC - Oct 2026 completion! ~ Model 1804-1 B1 - Monroe The Monroe Plan from our Liberty Series combines thoughtful design and everyday functionality, offering 4 bedrooms, 2 bathrooms, a 2-car garage, and 1,804 square feet of well-planned living space. This single-story home features a split-bedroom layout for added privacy. At the front of the home, you’ll find three secondary bedrooms, a full bathroom, and a conveniently located laundry room. A versatile flex room near the main living area offers the perfect space for a home office, playroom, or sitting area. The bright and open kitchen is the heart of the Monroe Plan, complete with an island and a clear view of the dining area and spacious family room. The primary suite is tucked away on the opposite side of the home, offering a private retreat with a walk-in closet and an ensuite bathroom.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

6/10
Merkel Elementary SchoolGrades PK-51.4 mi
6/10
Merkel MiddleGrades 6-81.2 mi
5/10
Merkel High SchoolGrades 9-121.7 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave

Bedroom

  • Level: First
  • Dimensions: 14 x 12

Bedroom

  • Level: First
  • Dimensions: 11 x 10

Bedroom

  • Level: First
  • Dimensions: 14 x 11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Dimensions: 9 x 8

Features

  • Eat-in Kitchen,Kitchen Island,Pantry,Walk-In Closet(s)
  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,804 sqft

Kitchen

  • Level: First
  • Dimensions: 10 x 8

Living Room

  • Level: First
  • Dimensions: 16 x 10

Master Bedroom

  • Level: First
  • Dimensions: 14 x 13

Office

  • Level: First
  • Dimensions: 14 x 10

Property

Details

  • Parcel number: 11 Humphreys

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 9,199 sqft

Parking

  • Total spaces: 4
  • Parking features: Detached Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Lightning
Winter Weather
Drought
Heat Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,430$17,160
Home Insurance *$341$4,092
Property Taxes $294$3,528
Electricity $238$2,859
Total$2,303$27,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,960/yr
40% on housing$69,090/yr
45% on housing$61,413/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$157This listing

vs Other Active Listings

Avg $/sqft

ZIP 79536$126
Taylor County$174

vs Homes Sold Last Month

Median $/sqft

ZIP 79536$129
Taylor County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Listed for sale$282,990

New Construction

AgentBen Caballero
BrokerageHomesUSA.com

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