18909 NW STATE ROAD 16, Starke, FL, 32091
About This Home
Beautifully well maintained home on about 5.33 acres with well manicured yard featuring pecan trees, rose bushes, crepe myrtles & even a palm tree.The stocked fish pond makes a perfect spot to relax & do some fishing.The yard is fenced & is gated.Circular driveway & walkway.There is a 2 car garage with laundry hook-up.The inside features 3 bedrooms & 2 baths with hardwood & tile floors.The sunroom off of the dining area is a nice area to relax & enjoy the birds.The large livingroom offers ample space for lots of family.If you prefer a more quiet space then the den would be for you.The concrete block building could be used for a workshop.Easy commute to Lake City, Lakr Butler, Gaionesville & Jacksonville,.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1965
Materials
- Roof: Shingle
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Electric Water Heater,Refrigerator,Water Softener Rented
- Laundry features: Electric Dryer Hookup,In Garage,Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s),Eat-in Kitchen,Primary Bathroom - Tub with Shower
- Flooring: Tile,Wood
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total interior livable area: 2,121 sqft
Property
Details
- Parcel number: 02027000000
- Zoning description: Agricultural
Features
- Stories: 1
- Fencing: Wire,Wood
Lot
- Lot size: 5.33 Acres
- Features: Agricultural,Many Trees,Wooded
Parking
- Total spaces: 3
- Parking features: Circular Driveway,Detached Carport,Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 3
- Has uncovered spaces: Yes
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Hurricane
- Heat Wave
- Strong Wind
- Tornado
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Bradford County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,452 | $29,424 |
| Home Insurance * | $348 | $4,176 |
| Property Taxes | $218 | $2,616 |
| Electricity | $213 | $2,561 |
| Total | $3,231 | $38,772 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-06 | Price change | $460,000 |
| 2026-07-02 | Listed for sale | $485,000 |
View on Zillow