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328 Lake View Drive Road, Highland Lake, NY, 12743

4beds
2baths
1,800sqft
$340,000
$189price/sqft
$2,684/moest. monthly cost
$107,360/yrincome needed

About This Home

Welcome to Dogwood Lake House, a charming 20th-century Colonial Revival with deeded lake access on Highland Lake. Tucked under a canopy of ornamental dogwoods and hydrangeas, this cozy four bedroom home overlooks Highland Lake, and features lake views from almost every window. At the heart of the home, a striking wood-burning fireplace anchors the living room, surrounded by wood paneling, hardwood floors, and sunlit windows, flooding the home with light. The main floor flows seamlessly through arched doorways into a spacious formal dining room lined with bookshelves and double paned windows. The expansive kitchen’s nostalgic red-and-white checkerboard floors add vintage character while maintaining modern functionality. Just off the kitchen, a small hallway leads to the a full powder room, a study, and a windowed laundry room. Spanning the back of the home, a spacious sunroom opens up to a sprawling multi-leveled terrace which overlooks the lake. Upstairs, a balanced four-bedroom layout provides airy, well-proportioned rooms. A full attic and a full walkout basement expand the home’s flexibility for storage, recreation, or additional living space. The property itself is a horticultural treasure. The prior owner planted a remarkable collection of dogwoods, magnolias, hydrangeas, and rare imported roses, creating gardens that bloom in succession and transform with the seasons. A detached two-car garage with electric service offers further opportunity, easily converted into a studio, guest cottage, or workshop. Located within the highly desirable Highland Lake community with no HOA restrictions, this property seamlessly blends historic character with a lakeside living. From morning walks among flowering trees to afternoons on the lake and evenings by the fire, this home offers the perfect balance of beauty, comfort, and country lifestyle.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1952

Materials

  • Construction materials: Unknown

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Dryer,Exhaust Fan,Gas Range,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Washer/Dryer Hookup,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Bilco Door(s),Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • First Floor Full Bath,Chandelier,Eat-in Kitchen,Formal Dining,Original Details,Walk Through Kitchen,Walk-In Closet(s)
  • Window features: Wood Frames
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Attic: Full,Pull Stairs

Heating & Cooling

  • Heating features: Baseboard,Hot Water,Oil
  • Cooling features: None

Interior Area

  • Total structure area: 1,800
  • Total interior livable area: 1,800 sqft

Property

Details

  • Parcel number: 340001000001028005
  • Special condition: None

Features

  • Fencing: Wood
  • Has view: Yes
  • View description: Lake,Trees/Woods,Water
  • Has water view: Yes
  • Water view: Lake,Water
  • On waterfront: Yes
  • Waterfront features: Lake Privileges,Water Access
  • Frontage length: 10 Feet

Lot

  • Lot size: 0.49 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Sullivan County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,719$20,628
Home Insurance *$156$1,872
Property Taxes $512$6,144
Electricity $297$3,569
Total$2,684$32,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,022/yr
40% on housing$80,520/yr
45% on housing$71,573/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -5.2%
-5.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 12743$301
Sullivan County$235

vs Homes Sold Last Month

Median $/sqft

ZIP 12743
Sullivan County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for sale$340,000

For Sale by Agent

AgentOwen Boller
BrokerageBoller Properties

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