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106 S 7th St, New Bedford, MA, 02740

4beds
2baths
1,440sqft
$440,000
$306price/sqft
$3,210/moest. monthly cost
$128,400/yrincome needed

About This Home

Welcome to 106 S 7th St! Located at the end of a dead-end street, this move in ready Colonial has been fully updated and is ready for its new owners. Featuring 4 bedrooms and 2 full bathrooms, the home offers modern finishes throughout, and a functional layout designed for comfortable living. Whether you're looking for your first home or your next chapter, this beautifully renovated property is one you won't want to miss

Getting Around

79
WalkingVery Walkable
45
TransitSome Transit
57
BikeBikeable

Schools

3/10
Roosevelt Middle SchoolGrades 6-81.5 mi
1/10
New Bedford High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1897

Materials

  • Foundation: Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Range,Dishwasher,Microwave,Refrigerator
  • Laundry features: Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Vinyl
  • Finished area above ground: 1,440

Heating & Cooling

  • Heating features: Electric Baseboard
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,440
  • Total interior livable area: 1,440 sqft

Property

Details

  • Zoning: RB

Lot

  • Lot size: 2,962 sqft
  • Features: Corner Lot

Parking

  • Parking features: Off Street,Stone/Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$255$3,060
Property Taxes $377$4,524
Electricity $354$4,259
Total$3,210$38,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,057/yr
40% on housing$96,300/yr
45% on housing$85,600/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$306This listing

vs Other Active Listings

Avg $/sqft

ZIP 02740$229
Bristol County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 02740$297
Bristol County$339

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Price change$420,000
2026-07-14Price change$440,000
2026-07-02Listed for sale$450,000

For Sale by Agent

AgentLeilani Paz
BrokerageRE/MAX Vantage

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