109 Francesco Ln #40, Dripping Springs, TX, 78620
About This Home
Welcome to 109 Francesco Lane - a beautifully maintained lock & leave home in the gated Retreat at Dripping Springs. Offering 2,063 square feet, 2 bedrooms, 2.5 bathrooms and thoughtfully designed living spaces, this residence combines contemporary finishes, low-maintenance living, and resort-style amenities in one of Dripping Springs’ most desirable communities. Designed for both comfort & entertaining, the open-concept floor plan features soaring ceilings, abundant natural light, luxury vinyl plank flooring and seamless flow between the living, dining and kitchen areas. The kitchen serves as the heart of the home with stainless steel appliances, generous cabinetry, ample prep space, a large center island and a striking floor-to-ceiling subway tile backsplash that creates a distinctive architectural focal point. Both bedrooms feature private ensuite bathrooms, offering comfort and privacy for owners and guests alike. The spacious primary includes dual vanities, a walk-in shower & a generous walk-in closet. An additional powder bath provides convenience for guests. Home office/study area could be a conversion opportunity to become a 3rd bedroom. Enjoy morning coffee & evening relaxation on the covered front porch while taking in the peaceful Hill Country surroundings. Low-maintenance design makes this home ideal as a primary residence, second home, or downsizing opportunity. Residents of The Retreat enjoy exceptional community amenities, including a resort-style pool & hot tub, outdoor pavilion with kitchen, fire pit, walking trails and beautifully maintained common areas. HOA services include lawn care, landscaping, irrigation, and common area maintenance, providing true lock-and-leave convenience. Ideally located just minutes from historic Mercer Street, local wineries and breweries, dining, shopping, entertainment, and highly acclaimed Dripping Springs ISD schools, 109 Francesco Lane offers the perfect blend of comfort, convenience, and Hill Country living.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2018
Materials
- Foundation: Slab
- Roof: Metal
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Gas Oven,Built-In Oven(s),Built-In Refrigerator,Dishwasher,Disposal,Dryer,Freezer,Gas Cooktop,Microwave,Oven,Gas Oven,Plumbed For Ice Maker,Range,RNGHD,Refrigerator,Stainless Steel Appliance(s),Washer,Washer/Dryer,Electric Water Heater
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bedrooms: 2
Features
- Ceiling Fan(s),High Ceilings,Quartz Counters,Electric Dryer Hookup,Kitchen Island,No Interior Steps,Open Floorplan,Pantry,Primary Bedroom on Main,Recessed Lighting,Walk-In Closet(s)
- Window features: Screens,Window Treatments
- Flooring: No Carpet,Vinyl
Heating & Cooling
- Heating features: Central,Natural Gas
- Cooling features: Ceiling Fan(s),Central Air,Electric
Interior Area
- Total interior livable area: 2,063 sqft
Property
Accessibility
- Accessibility features: Accessible Bedroom,Central Living Area,Accessible Closets,Common Area,Accessible Entrance,Accessible Full Bath,Accessible Hallway(s),Accessible Kitchen,Accessible Kitchen Appliances,Visitor Bathroom,Accessible Washer/Dryer
Details
- Parcel number: 1565000040000404
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Covered,Porch
- Exterior features: No Exterior Steps
- Fencing: Fenced, Wrought Iron
- Has view: Yes
- View description: Neighborhood
- Waterfront features: None
Lot
- Lot size: 5,889 sqft
- Features: Corner Lot,Landscaped,Native Plants,Sprinkler - Automatic,Xeriscape
Parking
- Total spaces: 2
- Parking features: Concrete,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Lightning
- Tornado
- Winter Weather
- Cold Wave
- Heat Wave
- Inland Flooding
- Strong Wind
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,528 | $30,336 |
| Home Insurance * | $209 | $2,508 |
| Property Taxes | $583 | $6,996 |
| Electricity | $238 | $2,859 |
| Total | $3,558 | $42,696 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Price change | $487,500 |
| 2026-07-02 | Listed for sale | $499,999 |
View on Zillow