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31445 Amberlea Rd, Dade City, FL, 33523

7beds
5baths
4,669sqft
$875,000
$187price/sqft
$6,933/moest. monthly cost
$277,320/yrincome needed

About This Home

Price improvement on this exceptionally versatile property offering multiple living options under one roof. Designed with dual kitchens and a flexible layout, this home is ideal for multi-generational living, large households, or investors seeking long-term or short-term rental potential with up to three separate living areas. Enjoy peaceful views from your private dock overlooking Lake Moody, with the water set at a comfortable distance and no history of flood damage. Located on a quiet road in growing Dade City, yet only minutes from I-75 for easy access to Tampa, Wesley Chapel, and surrounding areas. No HOA and endless possibilities, schedule your showing today.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

2/10
2/10
Pasco Middle SchoolGrades 6-86.8 mi
3/10
Pasco High SchoolGrades PK,9-127.7 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer
  • Laundry features: Laundry Room

Bedroom1

  • Features: Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 5
  • Full bathrooms: 5

Dining Room

  • Level: First

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Open Floorplan,Primary Bedroom Main Floor,Solid Surface Counters,Split Bedroom,Thermostat,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Skylight(s)
  • Flooring: Tile
  • Fireplace features: Insert
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 6,753
  • Total interior livable area: 4,669 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 2024100000011000000
  • Zoning: AC
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: Trees/Woods,Water,Lake
  • Has water view: Yes
  • Water view: Water,Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Lake Privileges

Lot

  • Lot size: 8 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Pasco County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,424$53,088
Home Insurance *$843$10,116
Property Taxes $1,197$14,364
Electricity $469$5,638
Total$6,933$83,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$237,702/yr
40% on housing$207,990/yr
45% on housing$184,880/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 33523$174
Pasco County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 33523$182
Pasco County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Price change$875,000
2026-01-29Listed for sale$939,900
2025-12-01Listing removed$950,000
2025-11-05Price change$950,000
2025-10-30Price change$1,049,900
2025-04-10Price change$1,174,900
2025-02-06Price change$1,244,000
2025-01-15Listed for sale$1,294,000
2022-07-25Sold$715,000
2021-12-24Listing removed--
2021-11-15Price change$899,999
2021-11-02Listed for sale$950,000
2013-10-15Listing removed$655,000
2013-06-12Price change$655,000
2013-05-14Listed for sale$699,000
2013-03-02Listing removed$699,000
2012-06-17Price change$699,000
2012-03-01Listed for sale$799,000

For Sale by Agent

AgentNina Johnson
BrokerageCOLDWELL BANKER REALTY

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