432 Rose Street #1-8, La Crosse, WI, 54603
About This Home
Ready to take the next step but tired of properties that do not make sense at 20% down? Look no further! This 8 Unit offers an affordable per door cost of $76,875 and meets the infamous 1% rule. The property features a well-balanced unit mix consisting of (1) 3-bedroom, 1-bath unit, (4) 2-bedroom, 1-bath units, and (3) efficiency units. Six of the eight units have been extensively updated with new flooring, carpet, and cabinetry. Additional improvements include three new PTAC units and a newer electrical meter service. With every single unit having their own respective in unit laundry creates a competitive edge against your competition. This features keeps tenants happy and incentivizes them to stay longer! With many long term tenants, you are walking into a freshly updated property, that cashflows generously, and experiences low turnover!
Getting Around
Somewhat Walkable
Some Transit
Very BikeableSchools
Construction
Condition
- Property condition: 21+ Years
- Year built: 1958
Materials
- Construction materials: Stucco,Vinyl Siding
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family,Apartment
Interior
Appliances
- Appliances included: Unit 5(Dryer,Range/oven,Refrigerator),Unit 6(Dryer,Range/oven,Refrigerator)
Basement
- Has basement: Yes
- Basement: Crawl Space,Partial,Block,Stone
Features
- Finished area below ground: 50
- Finished area above ground: 5,300
Heating & Cooling
- Heating features: Natural Gas,Other,Forced Air,Wall Furnace
- Cooling features: Wall Unit(s),Other
Property
Details
- Parcel number: 017010040130
Features
- Living area range: 5001 or more
Lot
- Lot size: 6,969 sqft
- Lot size dimensions: 50 x 140 x
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Heat Wave
- Strong Wind
- Tornado
- Winter Weather
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Wisconsin Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,033 | $36,396 |
| Home Insurance * | $340 | $4,080 |
| Property Taxes | $729 | $8,748 |
| Electricity | $171 | $2,054 |
| Total | $4,273 | $51,276 |
Income You'd Need if You Spent...
Wisconsin FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Price change | $599,900 |
| 2026-07-02 | Listed for sale | $615,000 |
View on Zillow