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4278 ST THOMAS WAY, Kissimmee, FL, 34758

2beds
2baths
1,562sqft
$229,240
$147price/sqft
$1,787/moest. monthly cost
$71,480/yrincome needed

About This Home

Under Construction. This new duplex-style Ventura offers convenient single-floor living for simple entertaining and multitasking. An inviting open-concept floorplan maximizes space and features direct access to the lanai for outdoor entertainment and leisure. A secluded study shares a hallway with a bedroom and full bathroom, and the lavish owner’s suite is tucked into a private rear corner, complete with an en-suite bathroom and walk-in closet. Lennar at Esplanade is a master-planned community in Poinciana, FL. This is an amenity-rich, safe gated community. Amenities include resort style swimming pool, dog park, clubhouse, pickle ball, bocce ball. Lake Marion Creek Wildlife Management Area is nearby with hiking trails, as well as Poinciana for shopping, dining and entertainment options. The community is in close proximity to Highway 17 for easy commuting to Greater Orlando.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

4/10
4/10
3/10
Liberty High SchoolGrades PK,9-124.1 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Stem Wall
  • Roof: Shingle
  • Construction materials: Block,Cement Siding

Other

  • Builder model: VENTURA
  • Builder name: Lennar Homes

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Inside

Bedroom2

  • Features: Built-in Closet
  • Level: Second
  • Area: 110
  • Dimensions: 11x10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 140
  • Dimensions: 14x10

Features

  • Kitchen/Family Room Combo,Open Floorplan,Pest Guard System,Primary Bedroom Main Floor,Solid Surface Counters,Thermostat,Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile

Great Room

  • Level: First
  • Area: 182
  • Dimensions: 14x13

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,762
  • Total interior livable area: 1,562 sqft

Kitchen

  • Features: Kitchen Island
  • Level: First
  • Area: 140
  • Dimensions: 14x10

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 156
  • Dimensions: 13x12

Property

Details

  • Parcel number: 042728580200010550
  • Attached to another structure: Yes
  • Zoning: P-D
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: Other
  • Patio & porch: Patio,Porch
  • Exterior features: Irrigation System

Lot

  • Lot size: 5,227 sqft

Parking

  • Total spaces: 1
  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Hurricane
Inland Flooding
Wildfire

FEMA Declared Disasters in Osceola County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,159$13,908
Home Insurance *$166$1,992
Property Taxes $265$3,180
Electricity $197$2,366
Total$1,787$21,444
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,268/yr
40% on housing$53,610/yr
45% on housing$47,653/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 34758$145
Osceola County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 34758$173
Osceola County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$229,240
2026-07-16Price change$228,240
2026-07-02Listed for sale$227,990

New Construction

AgentBen Goldstein
BrokerageLENNAR REALTY

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