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783 Woodstock Road LOT 4, Berne, NY, 12023

1beds
1baths
475sqft
$58,900
$124price/sqft
$648/moest. monthly cost
$25,920/yrincome needed

About This Home

Welcome to Lot 4 at Woodstock Lake, a private, seasonal campground ( May-Mid Oct) located in the foothills of Albany County, only 25 minutes to Crossgates Mall, /Costco. The hoa fee (1750/yr) includes all electric/water/wifi/access to heated pool, playground, trails, dock (non motor boat lake.) This camp has a welcoming front porch, and rear deck that backs up to a common area. This truly turn key camp comes fully furnished with in unit stackable w/d, gas stove, 2 refrigerators, on demand hot water and a newer 10x15 Amish built shed. Propane fireplace, built in shelving, full bath, nothing to do but bring your food and enjoy the summer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1998

Materials

  • Roof: Metal
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Camp
  • Property subType: Cabin

Interior

Appliances

  • Appliances included: Refrigerator,Microwave,Washer/Dryer,Built-In Gas Oven
  • Laundry features: Laundry Closet

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Fireplace features: Living Room
  • Finished area below ground: 0
  • Finished area above ground: 475

Heating & Cooling

  • Heating features: Propane
  • Cooling features: Window Unit(s)

Interior Area

  • Total interior livable area: 475 sqft

Other

  • Level: First

Other

  • Level: First

Other

  • Level: First

Other

  • Level: First

Property

Details

  • Parcel number: 012000 103.1015
  • Special condition: Standard
  • Other equipment: Fuel Tank(s)

Features

  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Pressure Treated Deck,Front Porch
  • Exterior features: Drive-Paved
  • Fencing: None
  • Has view: Yes
  • View description: Trees/Woods
  • Waterbody name: Woodstock Lake

Lot

  • Lot size: 3,049 sqft
  • Features: Landscaped,Level

Parking

  • Total spaces: 2
  • Parking features: Off Street,Paved,Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Landslide

FEMA Declared Disasters in Albany County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $297$3,564
Home Insurance *$22$264
Property Taxes $83$996
Electricity $246$2,954
Total$648$7,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$22,217/yr
40% on housing$19,440/yr
45% on housing$17,280/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -5.7%
-5.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$124This listing

vs Other Active Listings

Avg $/sqft

ZIP 12023$131
Albany County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 12023$188
Albany County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-02Listed for sale$58,900

For Sale by Agent

AgentBrian A Brosen
BrokerageeXp Realty

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