




3144 Morse St, Philadelphia, PA, 19121
About This Home
** Open house by appointment only -- contact your agent** This home qualifies for 100% financing with NO PMI and conventional approval starting at a 620 credit score through the preferred lender’s portfolio program. These terms can be paired with grant programs, and the builder is offering a 2‑1 rate buydown with an acceptable offer. A lender credit may also be available, oh, and a 10-year tax abatement. This is truly an exceptional opportunity to combine luxury living with true long‑term affordability. A 1‑year builder warranty plus an additional 3‑year home warranty are included. This home is in the path of development and would be $1,000,000 less than 1 mile south. Considerable appreciation is inevitable. Welcome to East Park Estates, the newest expression of affordable luxury in Philadelphia. This new construction home sits within a secure gated community and is designed to deliver modern elegance, energy efficiency, and lasting value. Inside, you’ll find an expansive 4‑bedroom, 3.5‑bath layout with an impressive 20‑foot width and soaring 10‑foot ceilings. The floorplan emphasizes natural light, openness, and functionality—ideal for both everyday living and effortless entertaining. Built with forward‑thinking efficiency in mind, the home features a solar‑ready roof with pilot house access, dual‑zoned heating and cooling, and high‑performance mechanical systems engineered to keep comfort high and energy costs low. A private gated driveway leads to a rare two‑car garage already outfitted with an EV charger—an amenity nearly impossible to find at this price point in the city. Adding even more value, the property includes a 10‑Year Tax Abatement, significantly reducing long‑term ownership costs. When combined with the available financing options, rate buydown, and potential lender credits, this residence stands out as one of Philadelphia’s most compelling homeownership opportunities. The location is equally impressive: just 1.3 miles from I‑76 East & West, offering seamless access to Center City and beyond. Enjoy close proximity to Kelly Drive and Fairmount Park, along with the vibrant restaurants, cafés, and amenities of the Art Museum area and Brewerytown. Nearby recreation includes a driving range, frisbee golf course, athletic fields, Smith Playground, and the Philly Outward Bound School—perfect for those who value outdoor living, convenience, and modern luxury.
Getting Around
Schools
Construction
Condition
- Property condition: Excellent
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Concrete Perimeter
- Construction materials: Masonry,Brick
Type & Style
- Home type: Townhouse
- Architectural style: Contemporary
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Electric Water Heater,Gas Water Heater
- Laundry features: Upper Level
Basement
- Area: 800
Basement
- Has basement: Yes
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Efficiency,Kitchen - Efficiency,Kitchen Island,Solar Tube(s)
- Window features: Energy Efficient
- Flooring: Hardwood
- Finished area below ground: 800
- Finished area above ground: 2,400
Heating & Cooling
- Heating features: Forced Air,Electric,Natural Gas Available
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 3,200
- Total interior livable area: 3,200 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 323000014
- Zoning: RSA5
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Pool features: None
- Exterior features: Lighting
- Has view: Yes
- View description: City,Panoramic
Lot
- Lot size: 1,008 sqft
- Lot size dimensions: 20.00 x 50.00
Parking
- Total spaces: 2
- Parking features: Covered,Garage Faces Rear,Garage Door Opener,Inside Entrance,Concrete,Electric Vehicle Charging Station(s),Shared Driveway,Secured,Private,Attached,On Street
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Cold Wave
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,281 | $39,372 |
| Home Insurance * | $866 | $10,392 |
| Property Taxes | $459 | $5,508 |
| Electricity | $351 | $4,213 |
| Total | $4,957 | $59,484 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-17 | Price change | $648,900 |
| 2026-07-02 | Listed for sale | $649,000 |
