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5558 Colinas Verde Dr, Milton, FL, 32570

5beds
3baths
2,482sqft
$513,370
$207price/sqft
$3,619/moest. monthly cost
$144,760/yrincome needed

About This Home

NAVARRE FLOORPLAN! As you approach the front entrance, you’ll notice the large truss covered porch, adding charm and character to the exterior. Upon entering the foyer, you’ll find an optional den/living space that can also be converted into a fifth bedroom, providing versatility to suit your needs. Adjacent to this area, there is a section of the home that can serve as guest quarters or an ideal space for multi-generational living or a teen space, offering privacy away from the other bedrooms. This area includes a separate full bath and a linen closet. Moving through the dining room and great room combo, you’ll experience an open and inviting atmosphere. The great room seamlessly connects to the kitchen and breakfast nook, creating a central hub for family gatherings and entertaining. The kitchen features an island that houses a dishwasher and sink, combining functionality with style. A corner pantry provides ample storage for your culinary essentials. One of the standout features of the Navarre is the 21×10 outdoor living space located just outside the great room. This area allows you to extend your living and entertaining space outdoors, providing a perfect setting for relaxation and enjoyment. The Navarre boasts a well-designed split floorplan, with the owner’s suite located in the back corner of the home for maximum privacy. The owner’s suite includes a large walk-in closet, providing plenty of space for your wardrobe. The owner’s bath features a linen closet, adding convenience and organization to your daily routine. Bedrooms 2 and 3 are situated close to each other and share a full bathroom. A linen closet in the hallway offers additional storage options. The laundry room is conveniently located in this section of the home, making laundry chores a breeze. Near the laundry room, you’ll find the spacious garage.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

6/10
5/10
Hobbs Middle SchoolGrades 6-80.5 mi
4/10
Milton High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: To Be Built
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Dishwasher,Disposal,Microwave
  • Laundry features: W/D Hookups

Bedroom

  • Level: First
  • Area: 132

Bedroom1

  • Level: First
  • Area: 132

Bedroom2

  • Level: First
  • Area: 121

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Area: 192

Features

  • Baseboards,Crown Molding,High Ceilings
  • Window features: Double Pane Windows,Shutters
  • Flooring: Tile,Carpet,Simulated Wood

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,482
  • Total interior livable area: 2,482 sqft

Property

Details

  • Parcel number: 332n28229500c000090
  • Zoning description: Res Single

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered
  • Exterior features: Irrigation Well
  • On waterfront: Yes
  • Waterfront features: Lake,Waterfront,Natural

Lot

  • Lot size: 0.36 Acres
  • Features: Interior Lot

Parking

  • Total spaces: 2
  • Parking features: 2 Car Garage,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters in Santa Rosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,595$31,140
Home Insurance *$519$6,228
Property Taxes $256$3,072
Electricity $249$2,997
Total$3,619$43,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,080/yr
40% on housing$108,570/yr
45% on housing$96,506/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 32570$149
Santa Rosa County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 32570$166
Santa Rosa County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for sale$513,370

New Construction

AgentTrish Lohela
BrokerageHOLIDAY BUILDERS OF THE GULF COAST, LLC

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