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3820 Elsa Dr, Celina, TX, 75009

4beds
5baths
5,027sqft
$1,915,000
$381price/sqft
$13,705/moest. monthly cost
$548,200/yrincome needed

About This Home

NEW HOME BY PARTNERS IN BUILDING. MOMVE IN READY! Experience luxury living in this move-in ready contemporary home in Celina. Spanning more than 5,000 square feet, this thoughtfully designed one-story residence features 4 bedrooms, 4.5 bathrooms, and an expansive open-concept floor plan that seamlessly blends sophistication with everyday comfort. A striking chic contemporary exterior sets the tone, while soaring ceilings, abundant natural light, and designer finishes create an inviting atmosphere throughout. The spacious great room flows effortlessly into the gourmet kitchen and dining area, making it ideal for entertaining. A private study provides the perfect work-from-home retreat, while the game room, media room, and dedicated fitness room offer endless opportunities for recreation and relaxation. The luxurious owner's suite is designed as a private sanctuary with a spa-inspired bath and generous walk-in closet. Each secondary bedroom includes its own en-suite bath, providing comfort and privacy for family and guests alike. Completing the home is a spacious 4-car garage, offering ample storage for vehicles and hobbies. Designed for modern living with exceptional style and functionality, this stunning move-in ready home delivers the perfect balance of elegance, comfort, and convenience.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

8/10
O'Dell Elementary SchoolGrades 1-53.7 mi
6/10
Celina High SchoolGrades 9-124.4 mi

Construction

Condition

  • Year built: 2026

Materials

  • Construction materials: Aluminum Siding,Stone Veneer,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary/Modern,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dishwasher,Gas Cooktop,Disposal,Gas Oven,Microwave
  • Laundry features: Washer Hookup,Dryer Hookup,GasDryer Hookup,Laundry in Utility Room

Bedroom

  • Level: First
  • Dimensions: 13 x 13

Bedroom

  • Level: First
  • Dimensions: 13 x 13

Bedroom

  • Level: First
  • Dimensions: 13 x 13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Breakfast Room Nook

  • Level: First
  • Dimensions: 16 x 12

Features

  • Chandelier,Decorative/Designer Lighting Fixtures,Double Vanity,Eat-in Kitchen,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Game Room

  • Level: First
  • Dimensions: 18 x 17

Gym

  • Level: First
  • Dimensions: 8 x 20

Interior Area

  • Total interior livable area: 5,027 sqft

Kitchen

  • Features: Built-in Features,Butler's Pantry,Dual Sinks,Eat-in Kitchen,Kitchen Island,Pantry,Walk-In Pantry
  • Level: First
  • Dimensions: 20 x 19

Living Room

  • Features: Ceiling Fan(s),Fireplace
  • Level: First
  • Dimensions: 20 x 20

Master Bedroom

  • Features: Closet Cabinetry,Ceiling Fan(s),Dual Sinks,Double Vanity,Garden Tub/Roman Tub,Walk-In Closet(s)
  • Level: First
  • Dimensions: 16 x 20

Media Room

  • Level: First
  • Dimensions: 18 x 18

Office

  • Level: First
  • Dimensions: 12 x 17

Property

Details

  • Parcel number: 2911927
  • Attached to another structure: Yes

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered

Lot

  • Lot size: 1.11 Acres

Parking

  • Total spaces: 8
  • Parking features: Concrete,Driveway,Garage Faces Front,Garage,Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Tornado
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,683$116,196
Home Insurance *$1,110$13,320
Property Taxes $2,361$28,332
Electricity $551$6,623
Total$13,705$164,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$469,885/yr
40% on housing$411,150/yr
45% on housing$365,466/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$381This listing

vs Other Active Listings

Avg $/sqft

ZIP 75009$224
Collin County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 75009$182
Collin County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for sale$1,915,000

For Sale by Agent

AgentJimmy Franklin
BrokerageJames Franklin, Broker

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