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2401 Main Street Ter E, Hays, KS, 67601

4beds
2baths
2,084sqft
$175,000
$84price/sqft
$1,393/moest. monthly cost
$55,720/yrincome needed

About This Home

Just hit the market. With 4 bedrooms, 2 baths, basement family room. The first appearance is location and a well maintained corner lot. Great starter home, a little time and a little paint will brighten the basement up if paneling is a problem. This home can be ready to move into which would be a great buy for a young starting family. (Come see the rest of me) Call Bob Munsch for a tour of this home, call (785) 259-2200.

Getting Around

70
WalkingVery Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

6/10
Felten Middle SchoolGrades 6-80.4 mi
8/10
Hays High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1946

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Aluminum/Steel/Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer

Bathroom1

  • Level: First

Bathroom2

  • Level: Basement

Bedroom2

  • Level: First
  • Area: 100.677

Bedroom3

  • Level: Basement
  • Area: 121.5

Bedroom4

  • Level: Basement
  • Area: 90.8814

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Dining Room

  • Level: First
  • Area: 100.5004

Family Room

  • Level: Basement
  • Area: 309.9621

Features

  • Window features: Window Treatments

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,084
  • Total interior livable area: 2,084 sqft

Kitchen

  • Level: First
  • Area: 120.3202

Living Room

  • Level: First
  • Area: 317.475

Master Bedroom

  • Level: First
  • Area: 144.8744

Property

Details

  • Zoning: NC.3 / R-3

Features

  • Fencing: Privacy

Lot

  • Lot size: 7,405 sqft
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather
Cold Wave
Hail
Ice Storm
Tornado

FEMA Declared Disasters Across Kansas Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$180$2,160
Property Taxes $163$1,956
Electricity $166$1,996
Total$1,393$16,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,760/yr
40% on housing$41,790/yr
45% on housing$37,146/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$84This listing

vs Other Active Listings

Avg $/sqft

ZIP 67601$141
Ellis County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 67601$126
Ellis County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$175,000
2026-07-02Listed for sale$182,500

For Sale by Agent

AgentRobert L. (Bob) L Munsch
BrokerageMunsch Real Estate & Auction, LLC

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