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111 Aptos Village Way #3, Aptos, CA, 95003

3beds
3baths
1,642sqft
$1,299,000
$791price/sqft
$7,788/moest. monthly cost
$311,520/yrincome needed

About This Home

Experience the best of Aptos Village, a thoughtfully designed new community centered around a vibrant, pedestrian-friendly town square. Stroll to Cat & Cloud, New Leaf Market, boutique shopping, wine tasting, and a variety of restaurants, all just outside your door. Located in Building 2, this NEW CONSTRUCTION 3-bedroom home offers the largest floorplan in Phase 2. The spacious open concept living room opens to a private balcony overlooking Aptos Village Way, perfect for morning coffee or evening relaxation. The main level features a guest bedroom and full bath, while upstairs you'll find two primary suites. An attached garage plus additional parking provide everyday convenience. Builder upgrades include a complete stainless steel appliance package, washer and dryer, and window coverings. Just minutes from Seacliff Beach and The Forest of Nisene Marks State Park, enjoy easy access to world-class hiking, biking, surfing, and the best outdoor amenities of the Central Coast. One-bedroom homes are SOLD OUT! Two-bedroom homes start at $899,000 and three-bedroom homes start at $1,099,000. *Photos are of the staged model with the same floorplan.*

Getting Around

70
WalkingVery Walkable
0
TransitVery Limited Transit
61
BikeBikeable

Schools

8/10
5/10
Aptos Junior High SchoolGrades 7-81.0 mi
8/10
Aptos High SchoolGrades 9-122.2 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Composition

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Gas Oven/Range,Refrigerator,Washer/Dryer
  • Laundry features: Inside

Bathroom

  • Features: PrimaryStallShowers, ShoweroverTub1, SolidSurface, StallShower2plus, Tile, UpdatedBaths

Bedroom

  • Features: PrimarySuiteRetreat2plus, WalkinCloset

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: DiningAreainLivingRoom, EatinKitchen

Family Room

  • Features: NoFamilyRoom

Features

  • Walk-In Closet(s)
  • Flooring: Vinyl Linoleum
  • Number of fireplaces: 1
  • Fireplace features: Gas,Gas Starter,Insert,Living Room

Heating & Cooling

  • Heating features: Gas,Heat Pump,2 plus Zones
  • Cooling features: Zoned

Interior Area

  • Total structure area: 1,642
  • Total interior livable area: 1,642 sqft

Kitchen

  • Features: Pantry

Property

Details

  • Parcel number: 04180403000
  • Zoning: C-2
  • Special condition: NewSubdivision

Features

  • Stories: 3
  • Patio & porch: Balcony/Patio

Parking

  • Total spaces: 2
  • Parking features: Attached,Common,Guest,Lighted,Parking Area
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Landslide
Wildfire
Drought
Inland Flooding

FEMA Declared Disasters in Santa Cruz County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,568$78,816
Home Insurance *$173$2,076
Property Taxes $649$7,788
Electricity $398$4,786
Total$7,788$93,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$267,017/yr
40% on housing$233,640/yr
45% on housing$207,680/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$791This listing

vs Other Active Listings

Avg $/sqft

ZIP 95003$687
Santa Cruz County$620

vs Homes Sold Last Month

Median $/sqft

ZIP 95003$821
Santa Cruz County$663

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for sale$1,299,000

New Construction

AgentAimee Thayer-Garcia
BrokerageMontalvo Homes & Estates

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