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704 Columbia Rd, Columbia, VA, 23038

3beds
2baths
1,396sqft
$329,950
$236price/sqft
$2,143/moest. monthly cost
$85,720/yrincome needed

About This Home

Welcome to 704 Columbia Road. This brand-new 1,396 SF home under construction features a lovely open floor plan with 3 spacious bedrooms and 2 full baths on a 4.33 acre wooded lot. The main living, dining, and kitchen area provides an open floor plan with luxury vinyl plank floors throughout. Features of the kitchen include an oversized island, granite countertops, stainless steel appliances, separate dining area just off the side, and custom built shaker style cabinetry providing loads of storage space. Each of the two spare bedrooms offer good furniture placement as well as good closet storage. The primary suite features a large walk-in closet, ceiling fan, and a wonderful private bath. The private bath is equipped with trendy finishes including a beautiful vanity and a tiled walk-in shower. Outside the home enjoy relaxing on the large covered front porch or the rear concrete patio. This home also has direct access to FIREFLY HIGH SPEED INTERNET! ESTIMATED COMPLETION: Early September 2026. Photos and virtual tour are for example only to represent builder quality and floor plan. Please see specs and supplements for property specifics. Come check it out and if in time you can help personalize the last of the home finishings. We hope you call it home!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

3/10
Cumberland Middle SchoolGrades 5-813.2 mi
7/10
Cumberland High SchoolGrades 9-1213.2 mi
5/10

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Shingle
  • Construction materials: Drywall,Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooking,Electric Water Heater,Microwave,Stove
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: First
  • Dimensions: 12.0 x 12.5

Bedroom3

  • Level: First
  • Dimensions: 12.0 x 10.1

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Dimensions: 8.0 x 11.5

Features

  • Bedroom on Main Level,Ceiling Fan(s),Dining Area,Double Vanity,Eat-in Kitchen,Granite Counters,Kitchen Island,Bath in Primary Bedroom,Main Level Primary,Pantry,Walk-In Closet(s)
  • Door features: Insulated Doors
  • Window features: Screens,Thermal Windows
  • Flooring: Carpet,Vinyl
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 1,396

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total interior livable area: 1,396 sqft

Kitchen

  • Level: First
  • Dimensions: 11.0 x 15.0

Laundry

  • Level: First
  • Dimensions: 6.6 x 7.5

Living Room

  • Level: First
  • Dimensions: 17.6 x 22.7

Master Bedroom

  • Level: First
  • Dimensions: 13.10 x 14.1

Other

  • Level: First

Property

Details

  • Parcel number: 1611B
  • Zoning description: A2
  • Special condition: Corporate Listing

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Rear Porch,Front Porch,Patio,Porch
  • Exterior features: Porch,Unpaved Driveway
  • Topography of land: Level

Lot

  • Lot size: 4.33 Acres
  • Features: Wooded,Level

Parking

  • Parking features: Driveway,Unpaved
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Strong Wind
Earthquake
Hurricane
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$128$1,536
Property Taxes $145$1,740
Electricity $202$2,433
Total$2,143$25,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,474/yr
40% on housing$64,290/yr
45% on housing$57,146/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -5.6%
-5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 23038
Cumberland County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 23038$247
Cumberland County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$329,950
2026-07-02Listed for sale$329,950

New Construction

AgentStoney Marshall
BrokerageHometown Realty Services Inc

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