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9870 Christian Ct, Loveland, OH, 45140

5beds
6baths
8,126sqft
$3,700,000
$455price/sqft
$24,654/moest. monthly cost
$986,160/yrincome needed

About This Home

Welcome to a Homearama showcase by Justin Doyle Homes where modern organic design meets quiet luxury across 8,126 sq ft of pure intention. Soft light fills every room, layered with warm neutrals, natural stone & rich texture. The Great Rm, with its beamed ceiling, opens to covered outdoor living, while the kitchen's arched stone range hood anchors a space made for gathering. The pool, hot tub, and sports court create a backyard everyone will want to be at, from lazy summer afternoons by the water to friendly games under the lights. The primary suite, with dual walk-in closets and spa bath, feels like your own escape. Upstairs, 3 bedrms, a loft & a playroom give family room to spread out. The lower level theater, exercise rm, rec rm, & guest suite turn everyday living into something extraordinary. Set on 2.3 country acres yet minutes from downtown Loveland, this is a home built not just to impress, but to hold every special memory you'll make in it.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

7/10
7/10
Little Miami High SchoolGrades 9-124.9 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Stone

Other

  • Builder name: Justin Doyle Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Transitional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Cooktop,Microwave,Oven/Range,Refrigerator,Wine Cooler,Gas Water Heater,Tankless Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Walk-Out Access

Bathroom1

  • Features: Full
  • Level: First

Bathroom2

  • Features: Partial
  • Level: First

Bathroom3

  • Features: Full
  • Level: Second

Bathroom4

  • Features: Full
  • Level: Lower

Bedroom2

  • Level: Second
  • Area: 224

Bedroom3

  • Level: Second
  • Area: 168

Bedroom4

  • Level: Second
  • Area: 168

Bedroom5

  • Level: Lower
  • Area: 216

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2

Dining Room

  • Features: Chandelier,Wood Floor
  • Level: First
  • Area: 260

Family Room

  • Features: Walkout,Wet Bar,Wood Floor
  • Area: 440

Features

  • High Ceilings,Beamed Ceilings,Cathedral Ceiling(s),Crown Molding,Natural Woodwork,Vaulted Ceiling(s),Ceiling Fan(s),Recessed Lighting,Tech Wiring
  • Door features: French Doors,Multi Panel Doors
  • Window features: Double Hung,ENERGY STAR Qualified Windows,Insulated Windows
  • Number of fireplaces: 3
  • Fireplace features: Gas,Basement,Great Room,Master Bedroom
  • Fireplace: Yes

Great Room

  • Features: Bookcases,Walkout,Fireplace,Wood Floor
  • Level: First
  • Area: 462

Heating & Cooling

  • Heating features: Forced Air,Gas Furn EF Rtd 95%+
  • Cooling features: Central Air

Interior Area

  • Total structure area: 8,126
  • Total interior livable area: 8,126 sqft

Kitchen

  • Features: Butler's Pantry,Pantry,Quartz Counters,Counter Bar,Eat-in Kitchen,Gourmet,Kitchen Island,Wood Cabinets,Wood Floor,Marble/Granite/Slate
  • Area: 270

Living Room

  • Area: 0

Master Bathroom

  • Features: Built-In Shower Seat,Shower,Double Shower,Tile Floor,Double Vanity,Tub,Marb/Gran/Slate

Master Bedroom

  • Features: Bath Adjoins,Vaulted Ceiling(s),Walk-In Closet(s),Walkout,Dressing Area,Fireplace,Wood Floor
  • Level: First
  • Area: 285

Office

  • Features: Bookcases,Walkout,Wood Floor
  • Level: First
  • Area: 196

Property

Details

  • Parcel number: 1726401025
  • Zoning description: Residential
  • Other equipment: Sump Pump w/Backup

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Heated,In Ground
  • Patio & porch: Covered Deck/Patio,Patio,Porch
  • Exterior features: Balcony,Entertain Ctr,Fire Pit,Yard Lights

Lot

  • Lot size: 2.35 Acres
  • Features: Cul-De-Sac,1 to 4.9 Acres

Parking

  • Total spaces: 3
  • Parking features: Off Street,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $18,709$224,508
Home Insurance *$1,313$15,756
Property Taxes $3,761$45,132
Electricity $871$10,458
Total$24,654$295,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$845,280/yr
40% on housing$739,620/yr
45% on housing$657,440/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 23.9%
23.9%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$455This listing

vs Other Active Listings

Avg $/sqft

ZIP 45140$274
Warren County$210

vs Homes Sold Last Month

Median $/sqft

ZIP 45140$203
Warren County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for sale$3,700,000

New Construction

AgentRick J Finn
BrokerageColdwell Banker Realty

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