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590 596 County Road 22, Oak Hill, NY, 12460

7beds
4baths
3,033sqft
$649,000
$214price/sqft
$4,803/moest. monthly cost
$192,120/yrincome needed

About This Home

Two Homes, One Deed - Endless Possibilities on 1.35 Beautiful Acres A rare opportunity to own two homes on one deed set on 1.35 open and picturesque acres in the heart of the Northern Catskills. Whether you're looking for an investment property, family compound, live/work opportunity, or rental income, this unique offering has it all. The first home features 3 bedrooms, 1.5 baths, comfortable living space, and a deck overlooking the beautiful grounds. The second home has been completely and tastefully renovated from top to bottom, offering 4 bedrooms and 2 full baths, beautiful wood flooring throughout, modern finishes, and a spacious deck perfect for relaxing and entertaining. Adding to the property's appeal are two large barns with tremendous potential for workshops, storage, hobby space, small business ventures, artist studios, or other creative uses. An excellent tenant is already in place, providing immediate income potential and helping offset your mortgage expenses if desired. Conveniently located just 15 minutes to Windham Mountain for skiing, golfing, festivals, and year-round recreation, and only 10 minutes to Zoom Flume Water Park and the charming hamlet of East Durham, known for its restaurants, entertainment, and community events. Near BlackThorne resort for year round music and events A versatile property offering income, space, and opportunity in a growing four-season Catskills destination. Don't miss this unique investment and lifestyle opportunity! Each house has it's own septic. share the well and a beautiful spacious back yard

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

8/10
Cairo Elementary SchoolGrades PK-511.5 mi
6/10
4/10
Cairo Durham High SchoolGrades 9-127.1 mi

Construction

Condition

  • Year built: 1900

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher

Basement

  • Has basement: Yes
  • Basement: Dirt Floor

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 3,033

Interior Area

  • Total structure area: 3,033
  • Total interior livable area: 3,033 sqft

Property

Details

  • Parcel number: 21.03129
  • Zoning: rr

Lot

  • Lot size: 1.35 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hurricane
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Greene County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,281$39,372
Home Insurance *$270$3,240
Property Taxes $751$9,012
Electricity $501$6,014
Total$4,803$57,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$164,674/yr
40% on housing$144,090/yr
45% on housing$128,080/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.6%
2.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.4%
-4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 12460$52
Greene County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 12460$235
Greene County$212

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for sale$649,000

For Sale by Agent

AgentCarol Shaw
BrokerageShaw Country Realty, Inc.

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