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805 Oxford Loop, New Albany, MS, 38652

3beds
2baths
2,077sqft
$559,900
$270price/sqft
$3,634/moest. monthly cost
$145,360/yrincome needed

About This Home

Discover Double Gate in New Albany, a community where timeless design meets modern living. Each home is uniquely crafted with elegant finishes, quality materials, and southern charm. With tree-lined streets, lush landscaping, and thoughtful planning, Double Gate offers luxury, comfort and individuality. It's more than a neighborhood, it's a place to truly call home. The Highland Court floor plan offers 3 bedrooms, 2 baths, a bonus room, 2007 sqft of living area, a split/open floor plan, and nice porch out back- perfect for entertaining! Call today to make this home your own! This is proposed construction.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

7/10
5/10
New Albany Middle SchoolGrades 6-82.3 mi
6/10
New Albany High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Block,Slab
  • Roof: Architectural
  • Construction materials: Brick,HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Range,Refrigerator,Vented Exhaust Fan,Gas Water Heater,Tankless Water Heater
  • Laundry features: W/D Hook Up

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: Electric

Features

  • Cathedral Ceiling(s),Walk-In Closet(s),Solid Surface Countertops,Ceiling Fan(s)
  • Window features: Double Hung,Vinyl
  • Flooring: Hardwood,Ceramic Tile
  • Fireplace features: Gas
  • Fireplace: Yes

Interior Area

  • Total structure area: 2,077
  • Total interior livable area: 2,077 sqft

Property

Details

  • Zoning description: SUBDIVISION COVENANT

Features

  • Pool features: None
  • Patio & porch: Patio,Porch
  • Exterior features: Sprinkler System-Yard

Lot

  • Lot size: 0.53 Acres

Parking

  • Total spaces: 2
  • Parking features: 2 Car Garage,Attached,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Lightning
Strong Wind
Tornado
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters in Union County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,831$33,972
Home Insurance *$415$4,980
Property Taxes $195$2,340
Electricity $193$2,317
Total$3,634$43,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,594/yr
40% on housing$109,020/yr
45% on housing$96,906/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$270This listing

vs Other Active Listings

Avg $/sqft

ZIP 38652$169
Union County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 38652
Union County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for sale$559,900

For Sale by Agent

AgentLeigh Bourn
BrokerageCannon Cleary McGraw

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