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1792 S Watkins St #103, Chattanooga, TN, 37404

1beds
1baths
730sqft
$235,000
$322price/sqft
$1,693/moest. monthly cost
$67,720/yrincome needed

About This Home

Thinking about one of our one-bedroom flats? Don't wait. The first phase has officially sold out, and the next phase is coming soon! Demand has been incredible, and this is your chance to get in before the next release starts filling up. If you've been waiting for the right time, this is it. Finally--a one-bedroom that lives larger, feels brighter, and delivers more. Inspired by Seinfeld's iconic apartment--the kind of place where everyone gathers, conversations flow, and life just happens--this home is built around connection and ease. No split levels. No tucked-away corners. Just a seamless, single-story layout that makes everyday living feel effortless. Step inside and you're immediately greeted by ceilings soaring over 10 feet, creating an open, airy feel that makes the space live far beyond its footprint. Extra windows bring in an abundance of natural light, while the oversized living area becomes the true heart of the home--perfect for hosting, unwinding, or just enjoying a space that never feels confined. The kitchen flows naturally into the living area, keeping everything connected and conversation easy. And then there's the outdoor space--rare, usable, and done right. The expansive covered patio extends your living area in all the best ways, giving you a place to relax, entertain, or enjoy a quiet morning coffee, rain or shine. The primary suite offers a comfortable, private retreat with room to recharge, all while maintaining the home's open, thoughtful flow. With everything on one level, there's no wasted space and no unnecessary separation--just smart design that lives well. At The Flats, what you see is exactly what you get--and what you get stands out. Quartz countertops, LVP flooring throughout, soaring ceilings, added windows, and elevated finishes all come standard. Even the refrigerator is included, making this truly turnkey--something you rarely see in new construction.

Getting Around

51
WalkingSomewhat Walkable
27
TransitSome Transit
60
BikeBikeable

Schools

6/10
3/10
4/10
The Howard SchoolGrades 9-122.0 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Block
  • Construction materials: Brick,HardiPlank Type

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Microwave
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • High Ceilings,See Remarks,Stone Counters,Walk-In Closet(s),En Suite
  • Flooring: Luxury Vinyl,See Remarks
  • Finished area above ground: 730

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 730
  • Total interior livable area: 730 sqft

Property

Details

  • Parcel number: 0

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Balcony
  • Has view: Yes

Lot

  • Lot size dimensions: 0

Parking

  • Parking features: Off Street,On Street,Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Earthquake
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,188$14,256
Home Insurance $209$2,508
Property Taxes $121$1,452
Electricity $175$2,103
Total$1,693$20,316

Income You'd Need if You Spent...

35% on housing$58,045/yr
40% on housing$50,790/yr
45% on housing$45,146/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$322This listing

vs Other Active Listings

Avg $/sqft

ZIP 37404$157
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37404
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for sale$235,000

New Construction

AgentChristopher Todd
BrokerageRogue Real Estate Company llc

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