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495 Cora Ln, Saint Charles, IL, 60174

2beds
2baths
1,948sqft
$840,000
$431price/sqft
$6,287/moest. monthly cost
$251,480/yrincome needed

About This Home

Brand-New Airhart Construction! This stunning ranch home is loaded with upgrades and offers the perfect blend of style, comfort, and exceptional craftsmanship. Thoughtfully designed with meticulous attention to detail, this beautiful new home features an open-concept floor plan, modern finishes, and quality features throughout. From the moment you step inside, you'll appreciate the bright, spacious living areas and the upscale touches that make this home truly stand out. Whether you're entertaining guests or enjoying everyday living, this home offers both elegance and functionality. Don't miss your opportunity to own this exceptional new construction and experience the quality and care that define Airhart Construction. ( THE LIST OF UPGRADES ARE AVAILABLE UPON REQUEST}

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

8/10
7/10
Wredling Middle SchoolGrades 6-81.5 mi
7/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Asphalt
  • Construction materials: Brick,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Main Level,Sink

Basement

  • Has basement: Yes
  • Basement: Unfinished,Bath/Stubbed,Egress Window,9 ft + pour,Full,Walk-Out Access

Bedroom2

  • Level: Main
  • Area: 154
  • Dimensions: 14X11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 168
  • Dimensions: 12X14

Family Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 272
  • Dimensions: 17X16

Features

  • Vaulted Ceiling(s),1st Floor Bedroom,1st Floor Full Bath,Walk-In Closet(s)
  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,948
  • Total interior livable area: 1,948 sqft

Kitchen

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 128
  • Dimensions: 8X16

Laundry

  • Features: Flooring (Tile)
  • Level: Main
  • Area: 98
  • Dimensions: 14X7

Master Bedroom

  • Features: Flooring (Hardwood),Bathroom (Full,Double Sink,Tub & Separate Shwr)
  • Level: Main
  • Area: 204
  • Dimensions: 17X12

Office

  • Level: Main
  • Area: 182
  • Dimensions: 13X14

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0926378037
  • Special condition: None
  • Other equipment: Ceiling Fan(s)

Features

  • Stories: 1

Lot

  • Lot size: 9,801 sqft
  • Features: Corner Lot,Mature Trees,Backs to Trees/Woods
  • Lot size dimensions: 118X83

Parking

  • Total spaces: 7
  • Parking features: Concrete,Garage Door Opener,Yes,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,247$50,964
Home Insurance *$365$4,380
Property Taxes $1,526$18,312
Electricity $149$1,797
Total$6,287$75,444
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$215,554/yr
40% on housing$188,610/yr
45% on housing$167,653/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$431This listing

vs Other Active Listings

Avg $/sqft

ZIP 60174$261
Kane County$212

vs Homes Sold Last Month

Median $/sqft

ZIP 60174$249
Kane County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for sale$840,000

New Construction

AgentSuzy Macino
Brokerage@properties Christie's International Real Estate

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