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106 Church St, West Union, WV, 26456

5beds
3baths
3,226sqft
$195,000
$60price/sqft
$1,477/moest. monthly cost
$59,080/yrincome needed

About This Home

Step into the timeless charm of this spacious 5-6 bedroom, 2.5-bath turn-of-the-century home, conveniently located in the heart of West Union. Rich, locally sourced hardwood floors, a stunning tin ceiling, granite kitchen countertops, and original glass fireplace tiles showcase the craftsmanship and character found throughout this beautifully maintained home. Oversized rooms provide exceptional living space, while elegant glass-paned swinging doors create a graceful separation between the main living areas. The main floor features a private ensuite bedroom with a full bath and its own exterior entrance, offering flexibility for guests, multigenerational living, or a home office. Upstairs, you'll find four generously sized bedrooms, including one with a private half bath, plus an office with a closet that could easily serve as a sixth bedroom. The full third-floor attic spans the entire home and includes built-in cabinetry, providing endless possibilities for storage, a playroom, craft studio, library, or additional finished living space. Outside, enjoy the inviting wraparound porch and rear deck overlooking the large, level lot stretching from Church Street to Columbia Street. A detached three-car garage and additional storage shed are conveniently accessed from Columbia Street. This well-cared-for home is ready for its next chapter. While some mechanical systems could benefit from updating, the property has been lovingly maintained and is being offered **AS IS**. If you've been searching for a home with historic character, generous living space, and endless potential, this is one you won't want to miss. Schedule your private tour today!

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
10/10

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Microwave,Oven,Stainless Steel Appliances

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood,Carpet
  • Number of fireplaces: 3
  • Fireplace: Yes
  • Finished area above ground: 3,226

Heating

  • Heating features: Natural Gas,Forced Air

Interior Area

  • Total structure area: 3,226
  • Total interior livable area: 3,226 sqft

Kitchen

  • Features: Open

Property

Details

  • Parcel number: 0909 30248.0000
  • Lease amount: 0
  • Special condition: Estate

Features

  • Stories: 2
  • Patio & porch: Covered Porch,Deck

Lot

  • Lot size: 0.53 Acres
  • Features: Trees

Parking

  • Total spaces: 3
  • Parking features: Driveway,Detached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Hail
Landslide
Strong Wind
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $986$11,832
Home Insurance *$80$960
Property Taxes $77$924
Electricity $334$4,010
Total$1,477$17,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,640/yr
40% on housing$44,310/yr
45% on housing$39,386/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$60This listing

vs Other Active Listings

Avg $/sqft

ZIP 26456$119
Doddridge County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 26456$106
Doddridge County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-03Listed for sale$195,000

For Sale by Agent

AgentCindy Welch
BrokerageAdrian Properties WV, LLC

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