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242 Braxton Ln #242, Lily, KY, 40740

2beds
1baths
644sqft
$27,999
$43price/sqft
$341/moest. monthly cost
$13,640/yrincome needed

About This Home

***HOME IS FOR SALE ONLY*** We do not to rent to own or land contracts. Home must remain on the lot for 5 years. Lot rent is $395 and includes trash. School district is Hunter Hills/South Laurel. If you're looking for a cozy 2 bedroom in the Lily, KY area, you'll definitely want to check this one out! Located in our Kentucky Avenue community, and on an end lot, so you'll just have a neighbor on one side. Home has so many updates inside, you won't want to miss out on this one! New carpet and linoleum throughout, and wallpaper in the living area and kitchen, gives the entire house a modern feel. The kitchen has a brand-new stove and fridge and an eye-catching backsplash. The living area and kitchen are open, so nothing feels closed off. There is space for a small dining table if you want an eat-in kitchen, but there is also room for bar stools at the counter. The laundry area is in the hall, across from the bathroom. The tub was recently installed. Bedrooms are on either end of the home, and both have spacious closets for storage. If you're ready to check this one out, contact us today for a showing! Financing may be available through the following lenders. You may also contact the lender or bank of your choice. https://tccm.twa.rentmanager.com/ApplyNow?unitID=12528locations=1https://apply.automhatic.com/dr/c/r3bgv https://www.vmf.com/applynow/welcome *Please note, we are a mobile home community, not a dealership. If you are looking for a home to move, we recommend contacting a dealership in your area. We are looking for people who want to live in and be part of our community.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

7/10
8/10
--
Mcdaniel Learning CenterGrades 9-125.7 mi

Construction

Materials

  • Roof: Metal
  • Construction materials: Metal

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Refrigerator

Basement

  • Basement: No

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 644
  • Total interior livable area: 644 sqft

Property

Parking

  • Parking features: OffStreet

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Hail
Lightning
Strong Wind
Tornado
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $141$1,692
Home Insurance *$35$420
Property Taxes $11$132
Electricity $154$1,850
Total$341$4,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$11,691/yr
40% on housing$10,230/yr
45% on housing$9,093/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$43This listing

vs Other Active Listings

Avg $/sqft

ZIP 40740$95
Laurel County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 40740$113
Laurel County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Price change$24,999
2026-07-03Listed for sale$27,999

For Sale by Agent

AgentAndi Sutton

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