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309 Elmrest St #30, Cadillac, MI, 49601

2beds
2baths
960sqft
$39,995
$42price/sqft
$444/moest. monthly cost
$17,760/yrincome needed

About This Home

This 2 bedroom - 1 bathroom home is ready for you! This home has been freshly painted, and has new flooring throughout! Enjoy nature trails, swimming, fishing, and more. Located just north of Lake Cadillac

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

7/10
7/10
6/10

Construction

Condition

  • Year built: 1997

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Laundry features: Common Area

Basement

  • Basement: No

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2

Features

  • Skylight(s)
  • Window features: Skylight(s)

Interior Area

  • Total structure area: 960
  • Total interior livable area: 960 sqft

Property

Features

  • Exterior features: Fitness Center,Tennis Court(s)
  • Fencing: Fenced

Parking

  • Parking features: OffStreet

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Inland Flooding
Lightning
Hail
Tornado

FEMA Declared Disasters in Wexford County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $202$2,424
Home Insurance *$19$228
Property Taxes $35$420
Electricity $188$2,259
Total$444$5,328
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$15,222/yr
40% on housing$13,320/yr
45% on housing$11,840/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$42This listing

vs Other Active Listings

Avg $/sqft

ZIP 49601$153
Wexford County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 49601$164
Wexford County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-31Price change$39,995
2026-07-03Listed for sale$44,995

For Sale by Agent

AgentEthin Goodman

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