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8960 Cty Rd #513-T, Rapid River, MI, 49878

5beds
3baths
1,951sqft
$405,000
$208price/sqft
$2,785/moest. monthly cost
$111,400/yrincome needed

About This Home

Welcome home to this captivating, beautifully maintained 5-bedroom, 3-bath home nestled on one and a half acres amongst the Hiawatha National Forest. With great lighting and windows everywhere, you'll watch deer and wildlife wander through your yard in this tranquil rural setting. Featuring a brand new kitchen in 2026, two primary bedrooms each with an attached bath and at opposite ends of the home, two more bedrooms, a hallway bathroom, laundry room, large dining room and living room, all on one convenient main floor. With one additional bedroom located in the basement and plumbing in place for another bathroom, the full mostly unfinished basement with 8-foot ceilings and walk out doors leading to the backyard is full of possibilities for additional finished living space. The heated attached two car garage has a parking pad and there's another two car garage to hold all of your equipment and toys to enjoy all four seasons. There is an outdoor wood boiler that heats the house, garage, and domestic hot water if used in the winter to save on the natural gas bill. The home comes with deeded lake access through the Vagabond Campground right across the road!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Tri-Township SchoolGrades K-123.2 mi

Construction

Condition

  • Year built: 1979

Materials

  • Foundation: Basement
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Conventional Frame
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range/Oven,Refrigerator,Washer,Water Softener Owned,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Block

Bathroom1

  • Level: Main
  • Area: 70

Bathroom2

  • Level: Main
  • Area: 28

Bathroom3

  • Level: Main
  • Area: 42

Bedroom1

  • Level: Main
  • Area: 224

Bedroom2

  • Level: Main
  • Area: 154

Bedroom3

  • Level: Main
  • Area: 100

Bedroom4

  • Level: Main
  • Area: 84

Bedroom5

  • Level: Basement
  • Area: 143

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 4

Dining Room

  • Level: Main
  • Area: 198

Features

  • Sump Pump,Walk-In Closet(s)
  • Window features: Window Treatments
  • Finished area below ground: 168
  • Finished area above ground: 1,783

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Wood
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,351
  • Total interior livable area: 1,951 sqft

Kitchen

  • Level: Main
  • Area: 143

Living Room

  • Level: Main
  • Area: 322

Property

Details

  • Parcel number: 00666001700
  • Special condition: Private,Standard

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Garden
  • Waterfront features: All Sports Lake
  • Waterbody name: Little Bay De Noc
  • Frontage type: Road
  • Frontage length: 202

Lot

  • Lot size: 1.55 Acres
  • Features: Wooded,Adjoins State/Fed Land
  • Lot size dimensions: 202 x 265 x 271 x 419

Parking

  • Total spaces: 4
  • Parking features: 3 or More Spaces,Garage,Attached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Delta County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,047$24,564
Home Insurance *$169$2,028
Property Taxes $357$4,284
Electricity $212$2,553
Total$2,785$33,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,485/yr
40% on housing$83,550/yr
45% on housing$74,266/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 49878$227
Delta County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 49878$183
Delta County$120

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-24Price change$405,000
2026-07-03Listed for sale$420,000

For Sale by Agent

AgentANDREA SARASIN
BrokerageKEY REALTY DELTA COUNTY LLC

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