2870 CEDAR Ridge, Overgaard, AZ, 85933
About This Home
This isn't a cabin. It's a modern A-frame statement in the pines. Contrasting white and black colors make it standout in between the trees. Large, Clean, Private .81 acre size lot. Featuring an impressive wraparound deck with covered porch and balcony off the primary. Home has unique architecture with a Turret entry with French doors all around the rebuilt deck. Massive A-frame windows provide natural light throughout great room. Property was completely remodeled from the studs, featuring new drywall, Comp Roof, HVAC & Ducting, wood like LVP flooring, sage green kitchen cabinets with pulls, beautiful Quartz countertops with Gold veins, tile showers with pebble flooring, a stand alone tub in the primary, vaulted wood T&G ceilings, soaring fireplace with stone, a custom mantle and shiplap. Upgraded trim and closets, New interior doors, hardware, fans and lighting as well as electrical and plumbing upgrades throughout the property. What a drastic change, check out the before and after pictures.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1992
Materials
- Foundation: Block
- Roof: Composition
- Construction materials: Wood Siding,Wood Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Cabin,A-Frame
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Built-in Microwave,Dishwasher,Disposal,Electric Range
- Laundry features: Inside,Gas Dryer Hookup
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Quartz Countertops,Upstairs,Eat-in Kitchen,Breakfast Bar,Vaulted Ceiling(s),Kitchen Island,Full Bth Master Bdrm,Separate Shwr & Tub
- Window features: Screens,Double Pane Windows
- Flooring: Carpet,Vinyl
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
Heating & Cooling
- Heating features: Heat Pump,Propane
- Cooling features: Heat Pump,Gas,Programmable Thmstat
Interior Area
- Total structure area: 2,394
- Total interior livable area: 2,394 sqft
Property
Details
- Parcel number: 20641135
- Special condition: Owner/Agent
Features
- Stories: 2
- Patio & porch: Covered Deck
- Exterior features: Rain Gutters,Balcony,RV Hookup
- Spa features: None
- Fencing: None
- Has view: Yes
- View description: Trees/Woods
Lot
- Lot size: 0.83 Acres
- Features: Rural,Natural Desert Back,Natural Desert Front
Parking
- Parking features: Circular Driveway
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Wildfire
- Winter Weather
- Cold Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Navajo County and Arizona
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,275 | $39,300 |
| Home Insurance | $182 | $2,184 |
| Property Taxes | $210 | $2,520 |
| Electricity | $253 | $3,042 |
| Total | $3,920 | $47,040 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-06 | Price change | $643,746 |
| 2026-07-30 | Price change | $647,746 |
| 2026-07-03 | Listed for sale | $648,746 |
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