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169 Scott Jones Rd, Cookeville, TN, 38501

3beds
2baths
1,311sqft
$279,900
$214price/sqft
$1,819/moest. monthly cost
$72,760/yrincome needed

About This Home

New Construction located just 10 minutes from Cookeville City Limits!! Here is your opportunity to get into a new construction without breaking the bank. This 3 Bedroom 2 Bath has a split floor plan, nice master bedroom with large walk in closet and built in shelving! The home will have luxury vinyl plank flooring, shaker cabinets, granite countertops and nice rear deck. This property is located just over a mile from Cummins Falls State Park where you can hike, swim in the falls & take in all that Tennessee has to offer. Projected completion date is August 31st, 2026 BUT while time is left the builder is offering buyers to pick out paint colors to fit the home to your liking. Builder is also offering a 12 month Builders Warranty. If you're looking for a Brand New Home, One Level & cheaper than renting most homes then schedule a tour today! ***Seller has accepted an offer with a 48 hour Kickout Clause, Seller may still accept other offers to become the primary offer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

7/10
5/10
Jackson County High SchoolGrades 9-1211.9 mi
8/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Electric Range,Microwave,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • New Floor Covering,New Paint
  • Window features: Double Pane Windows
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,311
  • Total interior livable area: 1,311 sqft

Property

Details

  • Parcel number: 03.00

Features

  • Levels: One
  • Patio & porch: Porch,Deck

Lot

  • Lot size: 0.41 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Winter Weather
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance $141$1,692
Property Taxes $88$1,056
Electricity $175$2,103
Total$1,819$21,828

Income You'd Need if You Spent...

35% on housing$62,365/yr
40% on housing$54,570/yr
45% on housing$48,506/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 38501$151
Jackson County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 38501$178
Jackson County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-03Listed for sale$279,900

New Construction

AgentJosh Gray
BrokerageHighlands Elite Real Estate LLC

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