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405 W Crystal Drive, Cotati, CA, 94931

2beds
2baths
900sqft
$245,000
$272price/sqft
$1,813/moest. monthly cost
$72,520/yrincome needed

About This Home

Delightful new home opportunity in small town of Cotati. All age park! This home has upgraded appliance package 1 year factory warranty plus extended 6-year coverage from dealer. Features a great floor plan, light, bright and yet a cozy cottage feel. Good location at rear of park. Features 2 bedrooms and 2 baths, separate laundry room. Bank financing available.

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

6/10
Thomas Page AcademyGrades K-81.0 mi
4/10
Rancho Cotate High SchoolGrades 9-122.1 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Fiber Cement

Type & Style

  • Home type: MobileManufactured
  • Property subType: Double Wide

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Gas Oven,Free-Standing Refrigerator,Range Hood,Microwave
  • Laundry features: Hookups Only,Inside Area

Bathroom

  • Features: Shower Stall(s),Tub w/Shower Over

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Window features: Dual Pane Full,Window Coverings,Screens
  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Central,Gas
  • Cooling features: None

Interior Area

  • Total structure area: 900
  • Total interior livable area: 900 sqft

Kitchen

  • Features: Stone Counters,Space in Kitchen

Living Room

  • Features: Cathedral/Vaulted

Property

Details

  • On leased land: Yes
  • Special condition: Other

Features

  • Patio & porch: None

Lot

  • Features: Landscape Misc

Parking

  • Total spaces: 2
  • Parking features: Assigned
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Wildfire

FEMA Declared Disasters in Sonoma County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$45$540
Property Taxes $132$1,584
Electricity $398$4,786
Total$1,813$21,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,160/yr
40% on housing$54,390/yr
45% on housing$48,346/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$272This listing

vs Other Active Listings

Avg $/sqft

ZIP 94931$378
Sonoma County$599

vs Homes Sold Last Month

Median $/sqft

ZIP 94931$491
Sonoma County$504

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$245,000
2026-07-03Listed for sale$255,000

New Construction

AgentRoberta A Johns
BrokerageRoberta Ann Johns

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