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100-B North Gate Road #B, Montague, NJ, 07827

2beds
2baths
1,140sqft
$294,000
$258price/sqft
$2,334/moest. monthly cost
$93,360/yrincome needed

About This Home

DISCOVER THE LIFESTYLE YOU'VE BEEN WAITING FOR! Tucked away at the end of a private road near the entrance to Holiday Lake, this beautifully reimagined home offers comfort, convenience, and year-round recreation. Set on a spacious fenced yard, this move-in-ready home was completely rebuilt from the inside out, featuring a brand-new kitchen, bathrooms, plumbing, electrical, windows, doors, roof, siding, and stylish finishes throughout. The thoughtfully designed floor plan includes a bright Living Room, modern Kitchen, 2 Bedrooms, including a Primary Suite with its own Full Bath, a flexible Office/Potential 3rd Bedroom, second Full Bath, Laundry Room, inviting Front Porch, and new Storage Shed. Holiday Lake offers an exceptional quality of life with lake access, beach, oversized pool, playground, ball field, basketball and tennis courts, dog park, and more. Winding through the community is High Point Country Club's scenic 18-hole public golf course, restaurant, patio, and lounge. Nearby High Point State Park, the Appalachian Trail, Delaware River rafting, and local ski resorts provide endless outdoor adventure. Whether you're looking for your first home, an easier-to-maintain lifestyle, a weekend escape, or an investment opportunity, this property delivers. Convenient to Routes 84, 23, 206, 6, and NJ Transit.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

6/10
Montague Township SchoolGrades PK-82.2 mi

Construction

Condition

  • Year built: 1975

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range/Oven-Electric,Refrigerator,Electric Water Heater
  • Laundry features: Laundry Room,Level 1

Basement

  • Has basement: Yes
  • Basement: Yes,Crawl Space

Bedroom1

  • Level: First
  • Area: 121

Bedroom2

  • Level: First
  • Area: 176

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Living/Dining Combo

Features

  • Office
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Baseboard - Electric,Zoned,Electric
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 1,140
  • Total interior livable area: 1,140 sqft

Kitchen

  • Features: Kitchen Island
  • Level: First
  • Area: 132

Living Room

  • Level: First
  • Area: 220

Master Bathroom

  • Features: Tub Shower

Property

Details

  • Parcel number: 2814000180042001700000CO2
  • Zoning description: R-4

Features

  • Private pool: Yes
  • Pool features: Association,In Ground

Lot

  • Lot size: 0.67 Acres
  • Features: Level
  • Lot size dimensions: 0.67 Acres

Parking

  • Total spaces: 6
  • Parking features: Crushed Stone,Off Street
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,486$17,832
Home Insurance *$116$1,392
Property Taxes $539$6,468
Electricity $193$2,318
Total$2,334$28,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,022/yr
40% on housing$70,020/yr
45% on housing$62,240/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$258This listing

vs Other Active Listings

Avg $/sqft

ZIP 07827$187
Sussex County$266

vs Homes Sold Last Month

Median $/sqft

ZIP 07827$246
Sussex County$279

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-11Listed for sale$294,000

For Sale by Agent

AgentJoseph Krumpfer
BrokerageKrumpfer Realty Group

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