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154 W Cougar Creek Road, Wauconda, WA, 98859

1beds
1baths
928sqft
$137,900
$149price/sqft
$987/moest. monthly cost
$39,480/yrincome needed

About This Home

Private off-grid retreat on just shy of 15 beautifully timbered acres along the West Fork of Cougar Creek. The property features a year-round creek, mature timber, and relatively easy access while still offering the peace and privacy that outdoor enthusiasts are looking for. If you've been dreaming of a self-sufficient lifestyle, you'll appreciate the abundant garden space complete with greenhouses, raised beds, and an established orchard area. The rustic home is equipped with an older Schrader wood stove and a propane wall heater to provide comfortable warmth throughout the seasons. A substantial solar system is already in place with approximately 5 kW of bi-facial panels and six 150 amp-hour batteries, providing an excellent foundation for off-grid living. One of the property's unique features is a separate gathering building complete with a barbecue and drop-down table—an ideal spot for outdoor meals, entertaining, or simply relaxing. Several additional outbuildings provide ample storage and workspace. Whether you're looking for a hunting base-camp, recreational getaway, or private homestead, this special property offers an opportunity to enjoy the beauty and solitude of Northeast Washington.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Tonasket Elementary SchoolGrades PK-523.7 mi
5/10
Tonasket Middle SchoolGrades 6-823.8 mi
3/10
Tonasket High SchoolGrades 9-1223.8 mi

Construction

Materials

  • Roof: Composition
  • Construction materials: See Remarks

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Entry Hall

  • Level: Main

Features

  • Pantry
  • Flooring: Softwood

Heating & Cooling

  • Heating features: Stove/Free Standing,Wall Furnace,Propane,Wood
  • Cooling features: None

Interior Area

  • Total structure area: 928
  • Total interior livable area: 928 sqft

Kitchen Without Eating Space

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Property

Details

  • Parcel number: 3831280013
  • Zoning description: Jurisdiction: County
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Pantry
  • Has view: Yes
  • View description: Mountain(s),Territorial
  • On waterfront: Yes
  • Waterfront features: Creek
  • Topography of land: Rolling
  • Residential vegetation: Fruit Trees,Garden Space,Wooded

Lot

  • Lot size: 14.97 Acres
  • Features: Outbuildings

Parking

  • Total spaces: 1
  • Parking features: Detached Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Avalanche
    AvalancheModerate
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Wildfire
Inland Flooding
Avalanche
Cold Wave
Landslide
Lightning
Winter Weather

FEMA Declared Disasters in Okanogan County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $697$8,364
Home Insurance *$68$816
Property Taxes $73$876
Electricity $149$1,793
Total$987$11,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,840/yr
40% on housing$29,610/yr
45% on housing$26,320/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 98859$191
Okanogan County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 98859
Okanogan County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-03Listed for sale$137,900

For Sale by Agent

AgentWilliam J. Baldwin
BrokerageWindermere Republic

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