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175 N 725 East Xrds, Monticello, IN, 47960

1beds
1baths
1,000sqft
$244,900
$245price/sqft
$1,667/moest. monthly cost
$66,680/yrincome needed

About This Home

48x64 POLE BARNDOMINUM with 4 acre corner lot just Northeast of Monticello and close to Lake Shafer/Lake Freeman recreation areas. Asphalt County Road access, one of the nicest corner country lots you will find with nice level building areas, tillable land and grass yard areas. Twin 14x12 Overhead doors with openers, 200 amp main electric panel and lighting installed, gravel driveway installed, 8x22 wrap around front/side porch. 16' interior ceiling clearance for RV/Camper Storage needs and adequate for a nice 2nd level loft area. Interior/Flooring IS NOT FINISHED, Buyer can plan and finish as their storage/living needs require. Natural Gas, Internet is available at Roadside. A perfect start for all of your living/storage needs.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

8/10
5/10
Roosevelt Middle SchoolGrades 6-83.2 mi
5/10

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Wood
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom1

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,000

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 3,072
  • Total interior livable area: 1,000 sqft

Property

Details

  • Parcel number: 917323000000.504020

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 4.01 Acres
  • Features: Corner Lot,Level,3-5.9999
  • Lot size dimensions: 514x340x513x340

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Hail
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$131$1,572
Property Taxes $114$1,368
Electricity $184$2,212
Total$1,667$20,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,154/yr
40% on housing$50,010/yr
45% on housing$44,453/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 6.9%
6.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$245This listing

vs Other Active Listings

Avg $/sqft

ZIP 47960$143
White County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 47960
White County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Price change$244,900
2026-07-03Listed for sale$249,900

For Sale by Agent

AgentGregory Vogel II, Gri
BrokerageVOGEL REAL ESTATE

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