See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

115 Speed Way Unit B #B, Lake Toxaway, NC, 28747

0beds
2baths
--sqft
$895,000
--price/sqft
$5,445/moest. monthly cost
$217,800/yrincome needed

About This Home

Luxury RV Garage Residence – Where Luxury Living Meets the Open Road. Experience a lifestyle where exceptional design, effortless travel, and secure luxury storage come together. This extraordinary RV garage residence is thoughtfully designed for discerning buyers seeking a sophisticated second home or full-time retreat, complete with an oversized garage to accommodate a luxury Class A motorcoach, collector automobiles, or other prized recreational vehicles. The elegant residence comes fully furnished, turn-key, with very limited exclusions, and features an open-concept floor plan with soaring ceilings, designer finishes, custom cabinetry, premium flooring, and abundant natural light. The gourmet kitchen is the heart of the home, showcasing high-end appliances, stone countertops, a generous island, and ample storage. A quiet and private upstairs living spaces provide the perfect setting for relaxation. A spacious full bath, upstairs office, and second kitchen add comfort and convenience for extended stays or remote work. The expansive RV garage is more than storage—it's an extension of the home. With exceptional ceiling height, an oversized entry door, and generous space for your luxury coach and additional vehicles, it offers the security and flexibility every enthusiast desires. Ideal for buyers who own multiple homes, this low-maintenance property allows you to lock and leave with confidence, knowing your residence and investments are protected. Located within a premier luxury RV community, you'll enjoy the camaraderie of like-minded travelers who value adventure, quality, and refined living. Whether you're escaping for the season, embarking on your next journey, or returning home after months on the road, this exceptional property offers the perfect blend of luxury, convenience, and freedom.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

4/10
T C Henderson ElementaryGrades PK-53.7 mi
8/10
Rosman MiddleGrades 6-87.6 mi
7/10
Rosman HighGrades 9-127.6 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Metal
  • Construction materials: Aluminum Siding,Metal Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Range,Built-In Range,Bar Fridge,Dryer,Dishwasher,Electric Water Heater,Ice Maker,Microwave,Range,Refrigerator,Wine Cooler,Washer
  • Laundry features: Lower Level,Laundry Room

Basement

  • Basement: None

Bathroom1

  • Level: First

Bathroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Wet Bar,Built-in Features,Ceiling Fan(s),Dry Bar,High Ceilings,Open Floorplan,Recessed Lighting,Sound System,Storage,Bar,Wine Cellar,Wired for Sound
  • Flooring: Other,Painted/Stained
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central,Zoned
  • Cooling features: Central Air,Ceiling Fan(s),Zoned

Kitchen

  • Level: Upper

Kitchen

  • Level: Main

Laundry

  • Level: First

Library

  • Level: Upper

Living Room

  • Level: First

Living Room

  • Level: First

Office

  • Level: Upper

Property

Details

  • Parcel number: 8511899841302
  • Zoning description: Recreational

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: None
  • Exterior features: Fire Pit
  • Has view: Yes
  • View description: Trees/Woods
  • Waterfront features: None
  • Topography of land: Level

Lot

  • Features: Other,Flat

Parking

  • Total spaces: 4
  • Parking features: Asphalt,Electric Gate,Garage,Three Car Garage,Garage Door Opener,Gated,Lighted,RV Garage,RV Gated,Boat,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Inland Flooding
Landslide
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Transylvania County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,525$54,300
Home Insurance *$377$4,524
Property Taxes $343$4,116
Electricity $200$2,405
Total$5,445$65,340
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$186,685/yr
40% on housing$163,350/yr
45% on housing$145,200/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 28747$599
Transylvania County$346

vs Homes Sold Last Month

Median $/sqft

ZIP 28747$377
Transylvania County$291

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-03Listed for sale$895,000

New Construction

AgentKaren Monshaugen
BrokerageHoward Hanna Allen Tate - Cashiers

Similar Homes