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LOT 2 N Whitmore Rd, Irwin, PA, 15642

4beds
3baths
2,553sqft
$484,990
$190price/sqft
$3,422/moest. monthly cost
$136,880/yrincome needed

About This Home

Build your dream home in Johnny's Trail, one of North Huntingdon's most popular neighborhoods! This brand-new home will be built just for you, giving you the chance to choose many of the finishes and make it your own. Located in the highly rated Norwin School District and within the Sunset Valley Elementary attendance area, this community offers a great location close to shopping, restaurants, Route 30, the Pennsylvania Turnpike, and an easy commute to downtown Pittsburgh. This 2,553-square-foot home features: - 4 bedrooms - 2.5 bathrooms - A private first-floor office - An open kitchen that flows into the spacious family room - A walk-in pantry - Convenient second-floor laundry - A large owner's suite with a spa-style bathroom and oversized walk-in closet - A full basement with room to finish in the future - An attached two-car garage - A welcoming covered front porch - This is a great opportunity to enjoy the benefits of a brand-new home in an established neighborhood while adding your own personal style. Important Information: Please contact the listing agent for lot pricing and complete details. Photos and renderings are for illustration purposes only and may show optional upgrades. Final price, features, finishes, and square footage may vary based on buyer selections and builder specifications. Property taxes shown are based on the vacant lot. Taxes will be reassessed after the home is built. Construction will begin after a construction agreement is signed.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

9/10
7/10
Norwin Middle SchoolGrades 7-80.5 mi
9/10
Norwin Senior High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,553
  • Total interior livable area: 2,553 sqft

Property

Features

  • Pool features: None

Lot

  • Lot size: 0.28 Acres
  • Lot size dimensions: 0.2829

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance *$206$2,472
Property Taxes $484$5,808
Electricity $280$3,361
Total$3,422$41,064
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,325/yr
40% on housing$102,660/yr
45% on housing$91,253/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 15642$200
Westmoreland County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 15642$196
Westmoreland County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-03Listed for sale$484,990

New Construction

AgentDaniel Churley
BrokerageTHE COLONY AGENCY

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