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111 Esselstyne St, Cape Vincent, NY, 13618

2beds
3baths
4,888sqft
$695,000
$142price/sqft
$5,407/moest. monthly cost
$216,280/yrincome needed

About This Home

Must Be Seen to Be Believed! Some properties simply can't be captured in a few photos—this is one of them. This extraordinary property in Cape Vincent has been completely renovated from top to bottom, offering 4,888 square feet of endless possibilities. The 2,454-square-foot upper residence is nothing short of spectacular. Every room reflects remarkable creativity, craftsmanship, and artistic vision, resulting in a home that is as inspiring as it is luxurious. Enjoy extensive views of the St. Lawrence River from many rooms, a stunning chef's kitchen with a large island, quartz countertops, stainless steel appliances, a spacious walk-in pantry, and a beautifully renovated primary en-suite. Every detail has been thoughtfully designed to create a one-of-a-kind living experience. The first floor offers an expansive commercial space complete with a private office, half bath, and large workspace—ideal for a boutique, gallery, studio, office, or countless other ventures. Step outside from the office into a hidden secret garden featuring mature perennials, a pergola, and a storage shed—your own private oasis in the heart of the village. Must be seen to be believed! The residential renovations embody exceptional creativity, artistry, and attention to detail, creating a truly one-of-a-kind home unlike anything else on the market.

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

6/10
7/10
6/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1900

Materials

  • Foundation: Poured
  • Roof: Architectural,Membrane,Pitched,Rubber,Shingle
  • Construction materials: Foam Insulation,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Gas Oven,Gas Range,Oil Water Heater,Refrigerator,Range Hood
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Partial,Walk-Up Access

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Dining Area,Entrance Foyer,Eat-in Kitchen,Separate/Formal Living Room,Galley Kitchen,Home Office,Kitchen Island,Other,Quartz Counters,See Remarks,Walk-In Pantry,Convertible Bedroom,Bath in Primary Bedroom
  • Flooring: Laminate,Tile,Varies

Heating & Cooling

  • Heating features: Oil,Baseboard,Hot Water
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 4,888
  • Total interior livable area: 4,888 sqft

Property

Details

  • Parcel number: 2228010390810002026000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Open,Porch
  • Exterior features: Deck,Private Yard,See Remarks
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: River Access,Stream
  • Waterbody name: Saint Lawrence Seaway

Lot

  • Lot size: 7,030 sqft
  • Features: Corner Lot,Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 99 x 71

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Inland Flooding
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Jefferson County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,514$42,168
Home Insurance *$322$3,864
Property Taxes $764$9,168
Electricity $807$9,693
Total$5,407$64,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$185,382/yr
40% on housing$162,210/yr
45% on housing$144,186/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$142This listing

vs Other Active Listings

Avg $/sqft

ZIP 13618$112
Jefferson County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 13618$177
Jefferson County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-04Listed for sale$695,000

For Sale by Agent

AgentJames Radley
BrokerageBridgeview Real Estate

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