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9597 Harbour Cove Ct #105, Ypsilanti, MI, 48197

1beds
1baths
660sqft
$134,971
$205price/sqft
$1,086/moest. monthly cost
$43,440/yrincome needed

About This Home

Discover a truly attractive condominium at 9597 Harbour Cove CT, #105 in Ypsilanti Charter Township, MI. Built in 1974, this property offers a well-maintained living space, presenting an opportunity for a vibrant waterside lifestyle. The kitchen is equipped with stainless steel appliances including a new dishwasher in 2024, providing a functional space for culinary pursuits. Additional updates are Flooring throughout in 2023, furnace in 2024 The HOA just did the siding and the pool this spring. The condominium features one bedroom and one bathroom, designed for comfortable living. Beyond the interiors, this property offers the unique advantage of a new dock and if interested leased boat slip, inviting residents to embrace waterfront activities. This property presents an appealing opportunity for those seeking a well-maintained condominium with direct water access, community pool and tennis courts. This location provides easy access to the University of Michigan and Eastern Michigan University.

Getting Around

7
WalkingCar-Dependent
26
TransitSome Transit
39
BikeSomewhat Bikeable

Schools

6/10
Bishop Elementary SchoolGrades K-53.5 mi
5/10
Lincoln Middle SchoolGrades 6-83.6 mi
4/10

Construction

Condition

  • Year built: 1974

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: Condo
  • Architectural style: End Unit
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Free Standing Gas Range,Free Standing Refrigerator,Microwave,Range Hood,Washer

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Entry
  • Area: 120
  • Dimensions: 12 X 10

Features

  • Finished area above ground: 660

Heating & Cooling

  • Heating features: Electric,Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 660 sqft

Kitchen

  • Level: Entry
  • Area: 132
  • Dimensions: 12 X 11

Living Room

  • Level: Entry
  • Area: 140
  • Dimensions: 14 X 10

Other

  • Level: Entry
  • Area: 45
  • Dimensions: 5 X 9

Primary Bedroom

  • Level: Entry
  • Area: 99
  • Dimensions: 11 X 9

Property

Details

  • Parcel number: K01123410105
  • Special condition: Short Sale No,Standard

Features

  • Levels: One Story Ground
  • Stories: 1
  • Entry location: GroundLevel
  • Pool features: Community,In Ground,Outdoor Pool
  • Patio & porch: Deck
  • Exterior features: Tennis Courts
  • Waterbody name: Ford Lake

Parking

  • Parking features: Assigned 2 Spaces,No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Washtenaw County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$52$624
Property Taxes $164$1,968
Electricity $188$2,259
Total$1,086$13,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,234/yr
40% on housing$32,580/yr
45% on housing$28,960/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$205This listing

vs Other Active Listings

Avg $/sqft

ZIP 48197$172
Washtenaw County$227

vs Homes Sold Last Month

Median $/sqft

ZIP 48197$189
Washtenaw County$214

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Price change$131,971
2026-07-06Listed for sale$134,971

For Sale by Agent

AgentCharles Stoner
BrokerageHouses & Homes Realty

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