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23 Kropf Ln, Sparrows Pt, MD, 21219

3beds
2baths
1,387sqft
$149,900
$108price/sqft
$1,210/moest. monthly cost
$48,400/yrincome needed

About This Home

Always wanted to live your life like a Jimmy Buffett song? Now is your chance! Grab your flip flops, a cold beverage and spend your days on your maintenance free deck with sweeping views of the bay. Oh just imagine the sunrise and sunsets! Enjoy single level living in this 1387 sq ft home on a prime lot in well managed Bay Front Mobile Home Community in Sparrows Point. Built in 2021, this home has bright, spacious rooms, vaulted ceilings and an open floor plan. Primary bedroom has en-suite bath with large dual vanity and walk in closet. Relax in the hot tub after a long day or just watch as the Osprey, Bald Eagles and Blue Herons fish the waters. Trail to waterfront with picnic area and riprapped shoreline. Great elevation so no worries about flooding. Sturdy Amish built shed for storage. Fantastic location with nearby waterfront parks, marinas, waterfront dining and minutes to 695, 95, Tradepoint Atlantic, Port of Baltimore, Hopkins Campus, Canton and downtown Baltimore. Buyers must be approved by park prior to purchase. Don't miss this opportunity!

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

2/10
3/10

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Other
  • Construction materials: Other

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Ranch/Rambler
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Laundry Room

Bathroom2

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Features

  • Finished area above ground: 1,387

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,387
  • Total interior livable area: 1,387 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bathroom

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: NO TAX RECORD
  • Lease amount: 1050
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.09 sqft

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Coastal Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $757$9,084
Home Insurance *$53$636
Property Taxes $119$1,428
Electricity $281$3,374
Total$1,210$14,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,485/yr
40% on housing$36,300/yr
45% on housing$32,266/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$108This listing

vs Other Active Listings

Avg $/sqft

ZIP 21219$206
Baltimore County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 21219$215
Baltimore County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Listed for sale$149,900

For Sale by Agent

AgentLaura Dernoga
BrokerageCummings & Co. Realtors

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