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328 Bay 13th St, Brooklyn, NY, 11214

2beds
2baths
928sqft
$948,000
$1,022price/sqft
$5,793/moest. monthly cost
$231,720/yrincome needed

About This Home

Beautifully renovated brick single-family home with a duplex layout over a finished full basement, ideally situated in the heart of Bath Beach, one of Brooklyn's most sought-after neighborhoods. This sun-drenched home welcomes you with approximately 9-foot high ceilings and a bright open concept first floor, where the spacious living room flows seamlessly into the modern kitchen and dining area, creating the perfect setting for everyday living and entertaining. A rear door leads to your private backyard and parking for added convenience. Upper level, you'll find two generously sized bedrooms and a beautifully updated full bathroom. The finished basement offers exceptional bonus space with an open layout, a laundry area with washer and dryer, a 3/4 bathroom, abundant closets, ample storage, and a separate entrance, providing outstanding versatility for today's lifestyle. Pride of ownership is evident throughout, featuring newly pointed brickwork and a well maintained roof. Enjoy the best of Bath Beach living with nearby shopping, restaurants, schools, and neighborhood conveniences. Just moments away are the scenic Shore Parkway waterfront parks, promenade, and biking/walking trails, perfect for morning jogs, evening strolls, cycling, or simply enjoying breathtaking waterfront views. Commuting is effortless, local bus routes, and the X28/X38 express buses to Manhattan, along with quick access to the Belt Parkway, making travel throughout Brooklyn, Manhattan, and beyond exceptionally convenient. Move right into this turnkey home and experience comfort, convenience, and an exceptional Brooklyn lifestyle.

Getting Around

78
WalkingVery Walkable
0
TransitVery Limited Transit
78
BikeVery Bikeable

Schools

8/10
Ps 229 DykerGrades PK-80.5 mi
4/10
New Utrecht High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1945

Materials

  • Foundation: Concrete Perimeter
  • Roof: Flat
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Stove,Washer,Gas Water Heater
  • Laundry features: Laundry Area

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Flooring: Hardwood,Tile

Heating & Cooling

  • Heating features: Natural Gas,Steam/Radiator
  • Cooling features: Central Air - Split

Interior Area

  • Total structure area: 928
  • Total interior livable area: 928 sqft

Property

Details

  • Attached to another structure: Yes
  • Zoning: R4
  • Special condition: Arm's Length
  • Foundation area: 464

Features

  • Stories: 2

Lot

  • Lot size: 1,619 sqft
  • Features: Back Yard
  • Lot size dimensions: 16x101

Parking

  • Total spaces: 1
  • Parking features: Community Drive,1 Space
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Tsunami

FEMA Declared Disasters in Kings County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,793$57,516
Home Insurance *$312$3,744
Property Taxes $442$5,304
Electricity $246$2,954
Total$5,793$69,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$198,617/yr
40% on housing$173,790/yr
45% on housing$154,480/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.2%
4.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,022This listing

vs Other Active Listings

Avg $/sqft

ZIP 11214$623
Kings County$697

vs Homes Sold Last Month

Median $/sqft

ZIP 11214$568
Kings County$623

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$948,000
2026-07-03Listed for sale$948,000

For Sale by Agent

AgentPing Chen
BrokerageRE/MAX Edge

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